5124 SOUTH SHORE DRIVE, NEW PORT RICHEY, FL, 34652
Active267 days on marketListed Nov 20, 2025MLS #W7880289
Come see it
Upcoming open house
Sun, Aug 16
1:00 PM – 4:00 PM
Don't miss this totally renovated canal home, just minutes from the Gulf. Amazing water front pool home in Gulf Harbors-Come see it before it's gone!
About this home
5124 SOUTH SHORE DRIVE
One or more photo(s) has been virtually staged. ***Seller Financing available*** WOW...Price improvement! Welcome to your dream waterfront retreat! This stunning 2-story pool home boasts 4-bedrooms, 3.5-bathrooms and offers the perfect blend of luxury, comfort, and Florida lifestyle. Nestled on a deep canal with direct Gulf access, it’s a boater’s paradise—just minutes to the open gulf waters! Step inside to discover a beautifully designed interior with modern upgrades throughout, spacious living areas, and an abundance of natural light. The gourmet kitchen flows effortlessly into the open-concept living space, perfect for entertaining family and friends. The elegant spiral staircase with real wood flooring and iron spindles leads you to the second floor, where you have 3 guest bedrooms and additional guest bathroom. The owner's suite has a beautiful large remodeled bathroom and walk in closets. This master suite also has french doors that lead to a large upper deck that looks down the canal. A perfect place to sip your coffee in the mornings or to sip a glass of wine while looking at the view to the open gulf. On cooler evenings, cozy up by the wood-burning fireplace while taking in the serene water views. Outside, enjoy your own private oasis featuring a sparkling pool, outdoor kitchen, expansive lanai, 75 feet of seawall with an oversize floating dock with electrical connections, ideal for accommodating a large vessel it also has a separate 12,000 pound boat lift with breathtaking canal views. Since owning the home, the seller has spent over $167,000+ in upgrades on home improvements, including new hurricane impact windows and doors. The oversized double-car garage provides plenty of room for vehicles, storage, and even a golf cart—ideal for exploring this golf cart-friendly community. Hvac air handler & brains replaced in 2024, roof is a 50 years barrel roof and is 16 years old. Residents also enjoy access to a private beach, where sunsets and coastal breezes await. For only $200.00 a year you can join the beach club where they host beach parties and concerts. The Gulf Harbors Civic Association is only $125.00 a year this is optional and it is to maintain two private boat ramps within the community and the club house which also hosts many fun events and is available to rent for big private parties you may have! With its prime location, premium upgrades, and unbeatable waterfront setting, this home truly has it all. Don’t miss your chance to own this must-see Gulf-access gem—schedule your private tour today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,986
Sqft
0.2 ac
Lot size
2
Garage
1982
Year built
Two
Levels
$351
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,812 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,812/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs FLOR A MAR
$351 vs $385
Days on market
267 vs 53 typical
Where $351/sqft sits among the 64 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $263K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
38 of 64
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 547% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 5124 SOUTH SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,273,500
3300 FLORAMAR TERRACE · same community
4 bd · 3 ba · 3,159 sqft · $403/sqft · 175 DOM
Sold · Jun ’26$1,700,000
4924 SOUTHSHORE DRIVE · same community
4 bd · 3 ba · 3,094 sqft · $549/sqft · 1 DOM
Sold · Jun ’26$1,200,000
4065 RUDDER WAY · same community
3 bd · 2.5 ba · 2,580 sqft · $465/sqft · 145 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5124 SOUTH SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5124 SOUTH SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5124 SOUTH SHORE DRIVE FAQs
What would the monthly payment be for 5124 SOUTH SHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,812/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5124 SOUTH SHORE DRIVE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5124 SOUTH SHORE DRIVE?+
The most recent tax bill on record (2024) was $18,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5124 SOUTH SHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $1,399,999, this home is listed about 393% above the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5124 SOUTH SHORE DRIVE?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,399,999 runs 547% above the NEW PORT RICHEY 34652 median — but at 3,986 sqft it's also nearly 3 times the size of the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
267 days on market against a New Port Richey median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,450,000, now $1,399,999 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Judi Pobst. MLS #W7880289.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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