4945 SW 358 HIGHWAY, STEINHATCHEE, FL, 32359
Active296 days on marketListed Sep 30, 2025MLS #W7879435
About this home
4945 SW 358 HIGHWAY
A VERY spacious 4 bed/ 2 bath furnished home on just over 1 acre close to everything in Steinhatchee!! $5000 Credit for New Flooring! New Range and New Blinds through-out! The master Bedroom has 2 walk-in closets and a big bathroom!! Another large bedroom off the living room has French doors. Spacious Living Room with wood burning fireplace, there's a separate Dining Room and lots of storage! There's a big screened-in front porch for those beautiful evenings! Large concrete pad, freezers negotiable. You'll have tons of room here for outdoor Florida living!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,998
Sqft
1.03 ac
Lot size
1995
Year built
One
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Steinhatchee
Get to know Steinhatchee. See the full Steinhatchee guide →
STEINHATCHEE 32359 — neighborhood snapshot
Population
1,406
Median age
58.5
Median income
$51,250
Median home value
$141,900
Avg household
2.24
Households w/ children
97%
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Steinhatchee market
$105K → $235K
Steinhatchee median sold, yr/yr
86.8%
Sale-to-list ratio (12 mo)
Median sold price, Steinhatchee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the STEINHATCHEE 32359 median. See the full Steinhatchee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4945 SW 358 HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4945 SW 358 HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4945 SW 358 HIGHWAY FAQs
What would the monthly payment be for 4945 SW 358 HIGHWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4945 SW 358 HIGHWAY?+
The most recent tax bill on record (2024) was $2,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4945 SW 358 HIGHWAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Steinhatchee?+
At $244,500, this home is listed about 37% below the Steinhatchee median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4945 SW 358 HIGHWAY?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$244,500 runs 53% above the STEINHATCHEE 32359 median — but at 1,998 sqft it's also 20% larger than the typical Steinhatchee listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
296 days on market against a Steinhatchee median of 143 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $254,000, now $244,500 — a $10K cut. The full history is in the market section below.
Listing courtesy of BIG BEND HOME & LAND LLC · Nancy Zubler-Turner. MLS #W7879435.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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