4550 COVE CIRCLE UNIT 507, ST PETERSBURG, FL, 33708
Active318 days on marketListed Sep 24, 2025MLS #W7878989
About this home
4550 COVE CIRCLE UNIT 507
AMAZING NEW PRICE!! Welcome to this spectacular 5th floor unit in the Washington building with unbelievable water views. This is a beautiful 1 bedroom, 1 bath condo with CARPORT! This condo boasts great views of the Intracoastal waterway and provides that resort style living at its finest. Step inside and you will see that this condo has a lot to offer any buyer. This condo features updated open kitchen, granite countertops, updated bathroom with walk-in shower, sliding glass doors and even a bench, updated windows, Hurricane Shutters and so much more. Spectacular sunset views right from your living room! Relax and watch the wildlife and boats sail by! Great Community here at SEATOWERS! This 55+ waterfront community offers fantastic amenities - two heated pools, tennis courts, fishing piers, shuffleboard courts, a putting green, fitness center, saunas and so much more! There is even a full-time social director whose mission is to fill your calendar with exciting activities on-site, in and around St. Petersburg and beyond. Easy access to the beaches, nearby restaurants, shopping, John's Pass and entertainment plus close to the bus line which makes this the perfect place to live! Call today to see this lovely unit!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
860
Sqft
1973
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,373 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,373/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.4%
$/sqft vs St Petersburg actives
$209 vs $323
Days on market
318 vs 55 typical
Where $209/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $410K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
217 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4550 COVE CIRCLE UNIT 507
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$112,500
4550 COVE CIRCLE UNIT 207 · same community
1 bd · 1 ba · 860 sqft · $131/sqft · 208 DOM
Sold · Mar ’26$160,000
4550 COVE CIRCLE UNIT 406 · same community
2 bd · 2 ba · 1,100 sqft · $145/sqft · 68 DOM
Sold · Apr ’26$264,000
4550 COVE CIRCLE UNIT 303 · same community
2 bd · 2 ba · 1,100 sqft · $240/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4550 COVE CIRCLE UNIT 507 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4550 COVE CIRCLE UNIT 507 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4550 COVE CIRCLE UNIT 507 FAQs
What would the monthly payment be for 4550 COVE CIRCLE UNIT 507?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,373/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4550 COVE CIRCLE UNIT 507?+
The most recent tax bill on record (2024) was $887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4550 COVE CIRCLE UNIT 507?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $179,900, this home is listed about 58% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4550 COVE CIRCLE UNIT 507?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33708 market on paper
$179,900 is 60% below the ST PETERSBURG 33708 median of $450,000, and at $209/sqft it sits under the St Petersburg average of $382.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
318 days on market against a St Petersburg median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $215,000, now $179,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Sheree Landreth. MLS #W7878989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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