David Ramirez
$725,000$779,9002 bd2 ba1,216 sqft$596 /sqft$5,000 /mo all-in ↓

2730 N COMANCHE POINT, CRYSTAL RIVER, FL, 34429

Active325 days on marketListed Sep 1, 2025MLS #W7878638

Reduced $55KFully furnishedSingle Family ResidenceMONTEZUMA WATERS MOBILE HOME ESTATES ADD 01

About this home

2730 N COMANCHE POINT

Crystal River Luxury Waterfront Estate – A Three-Story Fully Furnished Retreat on the Deepest Canal! Welcome to a one-of-a-kind waterfront residence in the heart of Crystal River, where strength of construction meets elegance of design, and the Florida waterfront lifestyle unfolds in every direction. This striking three-story home rises gracefully above the deepest canal in Crystal River, offering direct Gulf access with no bridges, no tide restrictions, and room for even the largest vessels. Whether you’re setting out for a deep-sea adventure, enjoying a sunset cruise, or entertaining guests dockside, this home provides a boating lifestyle without compromise. Built for Strength, Designed for Style! Constructed with fortress-like durability, this residence was engineered for longevity and peace of mind. With R-30 insulation in the walls and roof, 2x6 exterior framing, dual-pane windows, steel-reinforced pilings, and a solar-reflective attic barrier, the home is a masterclass in quality and efficiency. Even the ground-level areas showcase thoughtful utility, featuring 220 wiring, 30-amp motorhome service, and a spacious garage/workshop cooled by dual A/C units. Elegant Interiors & Elevated Living! Step inside to discover a warm and inviting interior where cathedral ceilings create volume and light. The kitchen, adorned with solid wood cabinetry, tile counters, and a casual breakfast bar, opens seamlessly into the main living area—perfect for hosting or relaxing after a day on the water. With two spacious bedrooms and two full baths, the home offers comfortable accommodations, but its true beauty lies in the countless vantage points from which to take in the water views. Perched atop the third story is a charming cupola retreat, a sun-drenched flex space that makes for the perfect home office, artist’s loft, or reading nook with panoramic water vistas. Whether you’re working remotely or simply seeking inspiration, this elevated perch offers unmatched tranquility. Outdoor Living on Every Level! With four expansive 10x40 porches—two upstairs and two downstairs—this residence embraces outdoor living at its finest. Here, mornings begin with coffee on a breezy balcony, afternoons are spent watching dolphins swim by, and evening sunsets that paint the water with shimmering light. A 50-foot private dock complete with fish-cleaning station ensures your days on the water are as effortless as they are memorable. Proven Investment & Lifestyle Opportunity! Currently operated as one of the most successful VRBO rentals in all of Crystal River, this property has a strong income history, generating over $60,000 annually since 2015. Whether you continue its legacy as a proven income producer or reserve it as your own private retreat, the opportunities here are exceptional. A Location That Defines the Florida Dream! Nestled behind 200 feet of secure fencing, this home offers privacy while still placing you in the middle of everything Crystal River is known for: scalloping excursions, world-class fishing, kayaking through spring-fed waters, and unforgettable encounters with the area’s famous manatees. Just minutes to waterfront dining, boutique shops, golf, and the open Gulf, it’s a lifestyle that blends everyday convenience with pure Florida adventure. This home is not only a residence but an opportunity to own one of Crystal River’s most distinctive waterfront properties—a rare blend of enduring construction, timeless design, and world-class location!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,216

Sqft

0.13 ac

Lot size

2

Garage

2002

Year built

Three Or More

Levels

$596

Per sqft

Water viewFurnished

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Wood Siding
FoundationPillar/Post/Pier · Slab
ViewWater
FacesEast
ParkingBoat · Oversized
ExteriorAwning(s) · Balcony · Sliding Doors · Storage

Community & fees

Taxes (2024)$7,875/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,000 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2024 actual bill$656
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,500
Interest rate6.00%
Loan term

Estimated payment

$5,000/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$656
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $725K
$167KedgeAI estimate $285,581 · range $174K$493K$754K

vs edgeAI estimate

+153.9%

Days on market

325 vs 65 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal River

Map of 2730 N COMANCHE POINT

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34429 — neighborhood snapshot

Population

9,494

Median age

63.7

Median income

$57,716

Median home value

$220,300

Avg household

2.14

Households w/ children

490

For the school run

Citrus County School District

MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★
ElementaryCrystal River Primary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$315K$235K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 176% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →

Paper trail

This home's history

CurrentPrice reduced to $725,000 $55K
Sep 1, 2025Listed at $779,900 · 325 days on market since
2002Built · MONTEZUMA WATERS MOBILE HOME ESTATES ADD 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2730 N COMANCHE POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2730 N COMANCHE POINT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2730 N COMANCHE POINT FAQs

What would the monthly payment be for 2730 N COMANCHE POINT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,000/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2730 N COMANCHE POINT?+

The most recent tax bill on record (2024) was $7,875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Crystal River?+

At $725,000, this home is listed about 125% above the Crystal River median of $322,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2730 N COMANCHE POINT?+

Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$725,000 runs 176% above the CRYSTAL RIVER 34429 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

325 days on market against a Crystal River median of 65 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $779,900, now $725,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 ALLIANCE REALTY · Jared Tanner. MLS #W7878638.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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