18861 WATER LILY LANE, HUDSON, FL, 34667
Active360 days on marketListed Aug 11, 2025MLS #W7878058
About this home
18861 WATER LILY LANE
Beautifully updated and impeccably maintained home located in the highly desirable Heritage Pines active adult golf community. Bright, open floor plan, soft neutral colors, and beautiful new luxury vinyl plank flooring throughout, creating a fresh and modern feel that is truly move-in ready. Split-bedroom layout offers privacy, while the spacious great room flows effortlessly into the kitchen and dining area—perfect for everyday living and entertaining. Updated kitchen features granite countertops, beautiful wood cabinetry, and newer appliances, providing both style and functionality along with generous counter space and storage. One of the home’s most valuable upgrades is the installation of brand-new hurricane-rated double-pane windows and a new sliding glass door, offering energy efficiency, storm protection, quiet comfort, and abundant natural light throughout the home. Screened lanai and enjoy peaceful outdoor living with the added benefit of no rear neighbors, creating a private and relaxing setting. Homeowners association fee includes security, internet, cable, exterior painting, lawn care, irrigation, termite prevention. Heritage Pines offers exceptional resort-style living with a championship golf course, impressive clubhouse, heated pool and spa, restaurant and bar, fitness center, tennis and pickleball courts, performing arts center, woodworking shop, craft rooms, game room, and numerous clubs and social activities. Conveniently located just minutes from Gulf beaches, shopping, dining, hospitals, and medical offices, with easy access to Tampa and Clearwater via the Suncoast Parkway. This beautifully updated home is truly a must-see.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,360
Sqft
0.2 ac
Lot size
2
Garage
2007
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,263 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,263/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.3%
$/sqft vs Hudson actives
$190 vs $198
Days on market
360 vs 46 typical
Where $190/sqft sits among the 400 Hudson actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34667 — neighborhood snapshot
Population
30,674
Median age
60.3
Median income
$51,106
Median home value
$214,200
Avg household
1.98
Households w/ children
2,095
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $279K
Hudson median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
197 of 400
Hudson actives have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 18861 WATER LILY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$215,000
18833 BENT PINE DRIVE · same community
3 bd · 2 ba · 1,354 sqft · $159/sqft · 374 DOM
Sold · Sep ’25$245,000
18817 ROLLING HILLS LOOP · same community
3 bd · 2 ba · 1,354 sqft · $181/sqft · 27 DOM
Sold · May ’26$259,000
18641 ROLLING HILLS LOOP · same community
3 bd · 2 ba · 1,340 sqft · $193/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18861 WATER LILY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18861 WATER LILY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18861 WATER LILY LANE FAQs
What would the monthly payment be for 18861 WATER LILY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,263/mo — principal and interest, the actual property-tax bill, the $295/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18861 WATER LILY LANE?+
The association fee works out to $295 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18861 WATER LILY LANE?+
The most recent tax bill on record (2024) was $2,027. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18861 WATER LILY LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $259,000, this home is listed about 23% below the Hudson median of $338,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18861 WATER LILY LANE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HUDSON 34667 market on paper
$259,000 is 7% below the HUDSON 34667 median of $279,000, and at $190/sqft it sits under the Hudson average of $226.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
360 days on market against a Hudson median of 46 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $300,000, now $259,000 — a $41K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SUNSET REALTY · Nellie Sovare, PA. MLS #W7878058.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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