David Ramirez
$549,900$599,900$3,926 /mo all-in ↓

3345 FLAMINGO BOULEVARD, HERNANDO BEACH, FL, 34607

Active542 days on marketListed Jan 27, 2025MLS #W7871849

Reduced $50KWaterfrontGULF COAST RET

About this home

3345 FLAMINGO BOULEVARD

Unobstructed Gulf Views and Direct Access for this residential building lot! Welcome to a rare opportunity to own a piece of paradise in Hernando Beach with amazing unobstructed Gulf Views, nestled along Florida’s stunning Gulf Coast. This exceptional 100 x 70 lot boasts 170 feet of prime waterfront on a saltwater canals on 2 sides of this property providing direct access to the Gulf of Mexico without any fixed bridges. Imagine waking up to dolphins and manatees frolicking in your backyard, while you cast your line for redfish, snook, and snapper right from your own property. Located in the coveted Direct Access section of Hernando Beach, this property offers unparalleled boating convenience. The saltwater canals ebb and flow with the tides, enhancing your waterfront experience daily. Importantly, this section operates without an HOA, offering freedom from deed restrictions—allowing you to store boats, trailers, and commercial vehicles on your property, erect 8-foot-high privacy fences, and even use your home as a short-term rental. Hernando Beach itself is a hidden gem, where the community thrives on recreational fishing and boating. Despite its serene coastal feel, amenities such as marinas, waterfront dining, and shops are easily accessible. The area is renowned for its thriving commercial seafood industry and world-class fishing opportunities, whether you prefer inshore fishing along the mangrove coastline or venturing offshore for deep-sea adventures. In addition to its natural beauty and vibrant community, Hernando Beach offers surprising convenience. Just minutes from US 19, residents have quick access to supermarkets, restaurants, and major hospitals. Tampa International Airport is only an hour away, and the magic of Disney is within a 90-minute drive—perfect for a spontaneous getaway. This lot presents the perfect canvas for your Gulf Coast dream home—a tranquil retreat where coastal living meets unmatched convenience. Whether you’re seeking a permanent residence or a vacation escape, Hernando Beach promises a lifestyle defined by breathtaking sunsets, endless fishing adventures, and the soothing rhythms of Gulf Coast living. Don’t miss out on this opportunity to build your own slice of paradise in Hernando Beach. Schedule a viewing and begin your journey towards owning a waterfront oasis on Florida’s enchanting Gulf Coast.

Facts & features

The home at a glance

0.16 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2024)$3,431/yr

Utilities & systems

UtilitiesCable Available · Electrical Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,926 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property tax — 2024 actual bill$286
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,247
Interest rate6.00%
Loan term

Estimated payment

$3,926/mo

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$286
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hernando Beach

Map of 3345 FLAMINGO BOULEVARD

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$495K$488K

Hernando Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $549,900 $50K
Jan 27, 2025Listed at $599,900 · 542 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3345 FLAMINGO BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3345 FLAMINGO BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3345 FLAMINGO BOULEVARD FAQs

What would the monthly payment be for 3345 FLAMINGO BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,926/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3345 FLAMINGO BOULEVARD?+

The most recent tax bill on record (2024) was $3,431. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hernando Beach?+

At $549,900, this home is priced right at the Hernando Beach median.

Which schools are assigned to 3345 FLAMINGO BOULEVARD?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$549,900 runs 71% above the HERNANDO BEACH 34607 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

542 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $599,900, now $549,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of GULF COAST FISHING HOMES RLTY · GREG Klesius. MLS #W7871849.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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