David Ramirez
$469,900$526,0004 bd3 ba2,513 sqft$187 /sqft$3,531 /mo all-in ↓

10307 RIDGE TOP LOOP, WEEKI WACHEE, FL, 34613

Active596 days on marketListed Dec 6, 2024MLS #W7870325

Reduced $56KPrivate poolSingle Family ResidenceENCLAVE OF WOODLAND WATERS, THE

About this home

10307 RIDGE TOP LOOP

Within the domain of real estate, few properties can rival the appeal and functionality of a home featuring four bedrooms, three bathrooms and a three-car garage positioned on a half-acre lot. This combination not only addresses contemporary family requirements, but it also enhances lifestyle convenience. The spaciousness provided by this arrangement allows for accommodating families or individuals who value space for guests or hobbies. Moreover, the existence of an in-ground heated screened pool transforms the backyard into an oasis that encourages leisure and entertainment throughout the year. One of the prominent characteristics of such a property is its expansive kitchen, which is equipped with ample counter and cabinet space, alongside modern appliances. This culinary haven is crucial for families who enjoy cooking together or hosting guests. A well-designed kitchen serves as the heart of any home, fostering creativity in meal preparation as well as social interaction among family members. Although residents can enjoy efficiency without sacrificing style, the abundance of storage options and high-quality appliances remains essential. The incorporation of dedicated dining and family rooms significantly enhances this home's allure. These areas are crucial to everyday living; they serve as venues for communal meals during holidays or reunions, as well as for cozy nights spent together watching films or engaging in games. The meticulous design ensures that each space harmonizes with the others, while still preserving unique functions within the home's overall architecture. However, with these shared areas crafted for comfort and connection, homeowners can forge enduring memories with their loved ones. Equally remarkable is the master bedroom suite, which boasts a walk-through shower intended for two people, alongside a lavish central soaking tub. This suite signifies more than merely a sleeping area; it provides a secluded refuge where relaxation intertwines with luxury. Such amenities foster self-care routines that are vital in today’s fast-paced society. The capacity to relax in one’s own spa-like retreat adds substantial worth to everyday living experiences. The outdoor features significantly enhance the desirability of this property, particularly the lanai and paver patio, which is equipped with a fire pit. These outdoor living spaces extend functional areas beyond traditional walls, providing opportunities for alfresco dining or evening gatherings around a warm fire. Such amenities encourage homeowners to embrace outdoor lifestyles, whether it be hosting summer barbecues or enjoying quiet nights beneath starlit skies. In conclusion, investing in a home characterized by four bedrooms, three baths and extensive garage space on half an acre—with additional luxuries like an in-ground heated screened pool—offers unparalleled lifestyle advantages that cater to both practicality and pleasure. Families seeking comfort will find solace in spacious interiors, while also appreciating thoughtful features designed for modern living. As prospective buyers evaluate their options within today’s market landscape, which is filled with diverse offerings, those considering such properties will undoubtedly recognize their inherent value as investments, not only financially but emotionally as well.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,513

Sqft

0.5 ac

Lot size

3

Garage

2001

Year built

One

Levels

$187

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Range Hood · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$53/mo
Taxes (2023)$4,122/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Sprinkler Meter · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,531 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property tax — 2023 actual bill$344
HOA fee — from the listing$53
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,447
Interest rate6.00%
Loan term

Estimated payment

$3,531/mo

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$344
HOA / condo fee$53
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$448KedgeAI estimate $472,722 · range $467K$488K$508K

vs edgeAI estimate

−0.6%

$/sqft vs Weeki Wachee actives

$187 vs $201

Days on market

596 vs 40 typical

Where $187/sqft sits among the 274 Weeki Wachee actives

102 · this home
108
25
10
11
18
$139–187$187–236$236–285$285–333$333–382$382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Weeki Wachee

Map of 10307 RIDGE TOP LOOP

Drive times from this address

Tampa Int’l Airport (TPA)62 min
Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Weeki Wachee. See the full Weeki Wachee guide →

WEEKI WACHEE 34613 — neighborhood snapshot

Population

18,280

Median age

61.1

Median income

$56,175

Median home value

$181,800

Avg household

2.1

Households w/ children

1,262

For the school run

Hernando County School District

HighCentral High School★★★★★
MiddleWest Hernando Middle School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Weeki Wachee market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$357K$360K

Weeki Wachee median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

140 of 274

Weeki Wachee actives have cut their price

Median sold price, Weeki Wachee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the WEEKI WACHEE 34613 median. See the full Weeki Wachee market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,900 $56K
Dec 6, 2024Listed at $526,000 · 596 days on market since
2001Built · ENCLAVE OF WOODLAND WATERS, THE

Reality check

What actually sold near 10307 RIDGE TOP LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10416 CALICO WARBLER AVENUESold · Nov ’25

$421,450

10416 CALICO WARBLER AVENUE

4 bd · 3 ba · 2,508 sqft · $168/sqft · 174 DOM

8110 NIGHTWALKER ROADSold · May ’26

$399,900

8110 NIGHTWALKER ROAD

4 bd · 3 ba · 2,536 sqft · $158/sqft · 13 DOM

7250 MADRID ROADSold · Jul ’26

$479,900

7250 MADRID ROAD

4 bd · 3.5 ba · 2,584 sqft · $186/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10307 RIDGE TOP LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10307 RIDGE TOP LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10307 RIDGE TOP LOOP FAQs

What would the monthly payment be for 10307 RIDGE TOP LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,531/mo — principal and interest, the actual property-tax bill, the $53/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10307 RIDGE TOP LOOP?+

The association fee works out to $53 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10307 RIDGE TOP LOOP?+

The most recent tax bill on record (2023) was $4,122. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10307 RIDGE TOP LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Weeki Wachee?+

At $469,900, this home is listed about 19% above the Weeki Wachee median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10307 RIDGE TOP LOOP?+

Central High School (high), West Hernando Middle School (middle), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$469,900 runs 49% above the WEEKI WACHEE 34613 median — but at 2,513 sqft it's also 29% larger than the typical Weeki Wachee listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

596 days on market against a Weeki Wachee median of 40 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $526,000, now $469,900 — a $56K cut. The full history is in the market section below.

Listing courtesy of NORTH SOUTH REALTY · Michael Pannone. MLS #W7870325.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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