28 PILLORY LANE, PALM COAST, FL, 32164
Active0 days on marketListed Aug 3, 2026MLS #V4950506
About this home
28 PILLORY LANE
Welcome to this beautiful, updated 5-bedroom, 2-bathroom two-story Palm Coast home! This home offers the perfect blend of space, style, and functionality. As you step inside, you're greeted by a formal dining room, followed by a versatile flex space that's ideal for a home office, playroom, or additional sitting area. Continue into the heart of the home, where the updated kitchen seamlessly flows into the spacious living room, creating an open and inviting layout perfect for everyday living and entertaining. The kitchen features white cabinetry, granite countertops, updated stainless steel appliances, and plenty of prep and storage space. Soaring vaulted ceilings enhance the home's bright, airy feel, while tile and luxury vinyl flooring throughout provide both durability and easy maintenance. Fresh interior paint and a brand-new washer and dryer make this home truly move-in ready. The thoughtfully designed floor plan offers one bedroom upstairs, providing added privacy for guests or a home office, while the remaining bedrooms are conveniently located downstairs. The spacious primary suite features an en-suite bathroom, a walk-in closet, and plenty of room to relax. Step outside to enjoy the peaceful, fully fenced backyard complete with a covered patio, perfect for morning coffee, evening gatherings, or simply unwinding in your own private outdoor retreat. With its open layout, modern updates, and tranquil setting, this home is ready for its next owner to move in and enjoy! Roof is 2022, water heater 2025 and AC 2015. All information deemed to be accurate but cannot be guaranteed.
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
2,391
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,447 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,447/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.3%
Days on market
0 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 28 PILLORY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28 PILLORY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
28 PILLORY LANE FAQs
What would the monthly payment be for 28 PILLORY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,447/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 28 PILLORY LANE?+
The most recent tax bill on record (2025) was $5,339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 28 PILLORY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $449,000, this home is listed about 12% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 28 PILLORY LANE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REALTY PROS ASSURED · James Brodick, LLC. MLS #V4950506.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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