
970 N SPRING GARDEN AVENUE UNIT 212, DELAND, FL, 32720
Active18 days on marketListed Jul 23, 2026MLS #V4950346
About this home
970 N SPRING GARDEN AVENUE UNIT 212
Virtually Staged. FRESH, UPDATED and IMMACULATE, this thoughtfully improved condo delivers what today's market is demanding—MOVE-IN READY CONDITION without the project list. For many buyers, the list price may translate to a monthly payment of approximately $1,600—including HOA dues, taxes and insurance—making homeownership surprisingly attainable. The seller's next chapter has already begun—she recently married and has moved on. As a result, this home is PRICED BELOW MARKET to sell quickly, not because there is anything wrong with the home. Recognizing that affordability extends beyond the purchase price, the seller completed the major improvements before listing, eliminating many of the costly expenses today's buyers are trying to avoid, presenting a truly move-in-ready condo at an on-going affordable price. Nearly every meaningful improvement has already been completed: NEW LUXURY VINYL FLOORING (2026), NEW HVAC (2026), NEW HOT WATER HEATER (2026), NEW TOILETS (2026), NEW PAINT throughout (2026), NEWER BEDROOM CARPET(2024), and ALL WINDOW BLINDS & SCREENS are newer too! TALL CEILINGS expand the main living space, while the OPEN LIVING & DINING AREAS connect effortlessly beneath them, creating a floor plan that lives comfortably from room to room. A classic FRENCH DOOR extends the living area onto the COVERED, SCREENED LANAI—equally suited for morning coffee, evening relaxation, or as a drop zone for gear after a day at the beach or on the golf course. The kitchen stays fully connected to the living space with TWO OVERSIZED WINDOWS welcoming natural Florida sunshine. A CENTER ISLAND adds prep space for cooking and makes a surprisingly convenient spot to sort and fold as it is perfectly positioned by the DOUBLE-DOOR LAUNDRY closet. A NEW KITCHEN FAUCET and SPOTLESS APPLIANCES reflect the meticulous care evident throughout the home. A SPLIT BEDROOM FLOOR PLAN provides privacy, placing the primary suite apart from the guest bedroom. Both bedrooms are generously sized with WALK-IN CLOSETS and EACH HAS A CONNECTING ENSUITE BATH—creating TWO TRUE BEDROOM SUITES, a feature rarely found in this price range. It's ideal for family or overnight guests, and a genuine opportunity for roommate living, with both occupants enjoying their own private suite. Conveniently located just minutes from HISTORIC DOWNTOWN DELAND, STETSON UNIVERSITY, shopping, restaurants, medical facilities and I-4, this updated condo combines AFFORDABILITY, CONDITION and LOCATION in a way that's becoming increasingly difficult to find. Compare it to anything else in its price range—you'll quickly understand why it's one of the BEST VALUES currently available in the entire DeLand market. Advisement: There are two windows in the primary bedroom, one on each wall. The virtual staging might suggest, based on the bed placement on both sides of the window in separate photos, that there are three windows.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,034
Sqft
3.52 ac
Lot size
2006
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,527 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,527/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs Deland actives
$145 vs $204
Days on market
18 vs 47 typical
Where $145/sqft sits among the 400 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
DELAND 32720 — neighborhood snapshot
Population
34,633
Median age
41.4
Median income
$67,512
Median home value
$280,600
Avg household
2.59
Households w/ children
3,279
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
203 of 400
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the DELAND 32720 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 970 N SPRING GARDEN AVENUE UNIT 212
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$265,000
316 N STONE STREET
3 bd · 1.5 ba · 1,014 sqft · $261/sqft · 4 DOM
Sold · Oct ’25$105,000
621 W INDIANA AVENUE UNIT 13
2 bd · 1.5 ba · 1,056 sqft · $99/sqft · 106 DOM
Sold · Sep ’25$219,000
508 W HOWRY AVENUE
3 bd · 1 ba · 1,008 sqft · $217/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 970 N SPRING GARDEN AVENUE UNIT 212 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 970 N SPRING GARDEN AVENUE UNIT 212 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
970 N SPRING GARDEN AVENUE UNIT 212 FAQs
What would the monthly payment be for 970 N SPRING GARDEN AVENUE UNIT 212?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,527/mo — principal and interest, the actual property-tax bill, the $336/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 970 N SPRING GARDEN AVENUE UNIT 212?+
The association fee works out to $336 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 970 N SPRING GARDEN AVENUE UNIT 212?+
The most recent tax bill on record (2025) was $978. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 970 N SPRING GARDEN AVENUE UNIT 212?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $150,000, this home is listed about 61% below the Deland median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 970 N SPRING GARDEN AVENUE UNIT 212?+
Deland Middle School (middle), Woodward Avenue Elementary School (elementary), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Delta Schrade. MLS #V4950346.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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