2232 FERNWOOD STREET, DELTONA, FL, 32738
Active24 days on marketListed Jul 22, 2026MLS #V4950329
About this home
2232 FERNWOOD STREET
New construction. Walk to shopping. Enter through a gracious gallery foyer and immediately feel the warmth and opportunity this 3-bedroom 2 bath home has to offer. Off the foyer are two well-proportioned guest bedrooms. The foyer leads to your main living area featuring a great room and kitchen. The kitchen is a chef's delight featuring white cabinets with soft close doors and drawers with crown molding, quartz counter tops, stainless steel refrigerator, smooth cooktop range, microwave, and a garbage disposal. The sliding glass doors in the great room open up onto the porch, a great place to have your morning coffee. The yard is completely fenced in for privacy. The primary suite is a true retreat. The ensuite bathroom has his & hers sinks. All the windows have blinds. The entire apartment is tiled for easy clean. Close to many restaurants, and stores. Don't miss this opportunity to come and see why this home is so special. It just might be the rental you are looking for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,489
Sqft
0.28 ac
Lot size
2026
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs DELTONA LAKES UNIT 74
$2 vs $214
Days on market
24 vs 31 typical
Where $2/sqft sits among the 10 homes for sale in DELTONA LAKES UNIT 74
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
2 of 10
DELTONA LAKES UNIT 74 have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 2232 FERNWOOD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$220,000
1952 ENGLISH DRIVE · same community
3 bd · 2 ba · 1,492 sqft · $147/sqft · 98 DOM
Sold · Aug ’26$302,500
2039 JEFFERSON AVENUE · same community
3 bd · 2 ba · 1,470 sqft · $206/sqft · 70 DOM
Sold · Apr ’26$315,000
2361 KIMBERLY DRIVE · same community
3 bd · 2 ba · 1,542 sqft · $204/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2232 FERNWOOD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2232 FERNWOOD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2232 FERNWOOD STREET FAQs
What would the monthly payment be for 2232 FERNWOOD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2232 FERNWOOD STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $2,300, this home is listed about 99% below the Deltona median of $329,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2232 FERNWOOD STREET?+
Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TRAPP REAL ESTATE INC · Mary Trapp. MLS #V4950329.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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