David Ramirez
$219,9003 bd2 ba850 sqft$259 /sqft$1,726 /mo all-in ↓

736 S CAROLINE STREET, DAYTONA BEACH, FL, 32114

Active18 days on marketListed Jul 20, 2026MLS #V4950311

Single Family ResidenceKENSINGTON GARDENS DAYTONA

About this home

736 S CAROLINE STREET

Move right into this beautifully updated 3 bedroom, 2 bathroom home in the heart of Daytona Beach. Thoughtfully updated with an open feel, this home features durable tile flooring throughout, large windows that fill the space with natural light, an updated kitchen with white cabinetry, modern countertops, and updated appliances. Both bathrooms offer updated tile showers and flooring, while ceiling fans throughout add comfort. Outside, enjoy a spacious fenced backyard shaded by mature trees, a large driveway, covered carport, and attached utility room for extra storage. Major updates include a roof approximately 7 years old and an HVAC system only 2.5 years old. Conveniently located about 10 minutes from Daytona Beach International Airport, the beach, shopping, restaurants, parks, and the Daytona Tortugas baseball stadium, this home offers an excellent combination of comfort, convenience, and value. This updated Daytona Beach home offers low maintenance living with thoughtful improvements throughout. Interior Features: " 3 bedrooms, 2 bathrooms " Approximately 850 square feet " Tile flooring throughout with no carpet " Large windows providing abundant natural light " Updated kitchen with white cabinets, updated countertops, and updated appliances " Ceiling fans throughout " Updated bathrooms with tiled showers and updated flooring Exterior Features: " Large fenced backyard with mature shade trees " Covered carport " Attached utility/storage room " Large driveway with ample parking Major Updates: " Roof approximately 7 years old " HVAC approximately 2.5 years old " Water heater age unknown Location Highlights: " Approximately 10 minutes to Daytona Beach and the Atlantic Ocean " Approximately 10 minutes to Daytona Beach International Airport " Minutes to shopping, restaurants, grocery stores, and everyday conveniences " Close to parks and recreation " Minutes to the Daytona Tortugas minor league baseball stadium " Convenient access to major roadways for commuting throughout the Daytona Beach area

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

850

Sqft

0.14 ac

Lot size

1966

Year built

One

Levels

$259

Per sqft

Inside

FlooringOther
AppliancesMicrowave · Range · Refrigerator
InteriorOther
LaundryOutside
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesWest
ExteriorNone

Community & fees

Taxes (2025)$2,094/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,726 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$175
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,697
Interest rate6.00%
Loan term

Estimated payment

$1,726/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$175
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Daytona Beach actives

$259 vs $233

Days on market

18 vs 58 typical

Where $259/sqft sits among the 400 Daytona Beach actives

92
106
74 · this home
60
32
36
$131–181$181–232$232–282$282–332$332–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach

Map of 736 S CAROLINE STREET

Drive times from this address

Downtown Orlando57 min
Universal Orlando69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32114 — neighborhood snapshot

Population

36,984

Median age

32.2

Median income

$39,906

Median home value

$174,900

Avg household

2.1

Households w/ children

3,080

For the school run

Volusia County School District

ElementaryTurie T. Small Elementary School★★★★★
MiddleCampbell Middle School★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$262K$268K

Daytona Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

193 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Jul 20, 2026Listed at $219,900 · 18 days on market since
1966Built · KENSINGTON GARDENS DAYTONA

Reality check

What actually sold near 736 S CAROLINE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

584 FREMONT AVENUESold · Nov ’25

$140,000

584 FREMONT AVENUE

3 bd · 1 ba · 808 sqft · $173/sqft · 31 DOM

814 BENECIA AVENUESold · May ’26

$190,000

814 BENECIA AVENUE

3 bd · 1 ba · 945 sqft · $201/sqft · 8 DOM

781 ASPEN DRIVESold · Jan ’26

$235,000

781 ASPEN DRIVE

2 bd · 2 ba · 988 sqft · $238/sqft · 90 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 736 S CAROLINE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 736 S CAROLINE STREET — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

736 S CAROLINE STREET FAQs

What would the monthly payment be for 736 S CAROLINE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,726/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 736 S CAROLINE STREET?+

The most recent tax bill on record (2025) was $2,094. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Daytona Beach?+

At $219,900, this home is listed about 24% below the Daytona Beach median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 736 S CAROLINE STREET?+

Turie T. Small Elementary School (elementary), Campbell Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · BarbaraJoy Zacher. MLS #V4950311.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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