David Ramirez
$319,0002 bd2 ba1,505 sqft$212 /sqft$2,446 /mo all-in ↓

556 STONE ISLAND ROAD, ENTERPRISE, FL, 32725

Active9 days on marketListed Jul 20, 2026MLS #V4950244

Single Family ResidenceSTONE ISLAND ESTATES

About this home

556 STONE ISLAND ROAD

STONE ISLAND CHARMING & HISTORIC HOME W/ LAKE VIEWS. Experience the timeless charm of this 1933 cottage style 2 bed, 2 bath home on a .4 acre lot. Enjoy STUNNING views of LAKE MONROE from the expansive 400 square foot living room, featuring wood beamed high ceilings, a stone fireplace, and an abundance of natural light, with wall-to-wall windows. The vintage-inspired kitchen showcases antique finishes and furnishings, preserving the home's old-world charm while offering everyday modern functionality. Each spacious bedroom offers direct access to a private bathroom. HUGE outdoor deck to enjoy the Lake breezes and view. Located directly across from a park and close to the boat ramp, this home is perfect for lake enthusiasts looking to jet ski, boat, or kayak. The community is golf cart friendly and provides easy access to the Spring to Spring Trail, allowing you to cycle to the beach and springs from your doorstep. Recent upgrades include a NEW METAL ROOF with insulation, AC & WATER HEATER installed in 2022, and updated electrical in 2010. The exterior has Hardy Board siding. The appliances are less than 5 years old and washer & dryer included. Stone Island amenities include boat ramp on Lake, tennis & pickleball courts, horse stables. City water & sewer with well (sprinkler as is). EVERYONE LOVES STONE ISLAND. This home is not in the Stone Island homeowners association, membership required to use the stables & courts.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,505

Sqft

0.43 ac

Lot size

1933

Year built

One

Levels

$212

Per sqft

FireplacePark/Greenbelt & Water viewPets allowed

Inside

FlooringLaminate · Vinyl · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Vaulted Ceiling(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofMetal
ConstructionHardiPlank Type · Wood Frame
FoundationCrawlspace
ViewPark/Greenbelt · Water
FacesEast
ExteriorOther

Community & fees

Taxes (2026)$3,201/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Boat Ramp · Golf Carts OK · Park · Playground · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,446 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property tax — 2026 actual bill$267
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,165Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,165
Interest rate6.00%
Loan term

Estimated payment

$2,446/mo

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$267
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Enterprise

Map of 556 STONE ISLAND ROAD

Drive times from this address

Downtown Orlando44 min
Universal Orlando56 min
Orlando Int’l Airport (MCO)63 min
Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Enterprise. See the full Enterprise guide →

ENTERPRISE 32725 — neighborhood snapshot

Population

51,668

Median age

39.5

Median income

$70,801

Median home value

$255,700

Avg household

2.78

Households w/ children

6,283

For the school run

Volusia County School District

HighDeltona High School★★★★★
ElementaryTimbercrest Elementary School★★★★★
MiddleGalaxy Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Enterprise market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$500K$245K

Enterprise median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

Median sold price, Enterprise, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the ENTERPRISE 32725 median. See the full Enterprise market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $319,000 · 9 days on market since
1933Built · STONE ISLAND ESTATES

Reality check

What actually sold near 556 STONE ISLAND ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

530 STONE ISLAND ROADSold · May ’26

$275,000

530 STONE ISLAND ROAD · same community

2 bd · 1 ba · 1,442 sqft · $191/sqft · 6 DOM

424 STONE ISLAND ROADSold · Jul ’26

$327,000

424 STONE ISLAND ROAD · same community

3 bd · 2 ba · 1,898 sqft · $172/sqft · 14 DOM

1582 PRAIRIE ROADSold · Feb ’26

$479,000

1582 PRAIRIE ROAD · same community

3 bd · 2.5 ba · 2,110 sqft · $227/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 556 STONE ISLAND ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 556 STONE ISLAND ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

556 STONE ISLAND ROAD FAQs

What would the monthly payment be for 556 STONE ISLAND ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,446/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 556 STONE ISLAND ROAD?+

The most recent tax bill on record (2026) was $3,201. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 556 STONE ISLAND ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Enterprise?+

At $319,000, this home is listed about 42% below the Enterprise median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 556 STONE ISLAND ROAD?+

Deltona High School (high), Timbercrest Elementary School (elementary), Galaxy Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Keep looking

Similar homes nearby

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Carolyn Evans. MLS #V4950244.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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