
47 DAVIS AVENUE, UMATILLA, FL, 32784
Active7 days on marketListed Jul 16, 2026MLS #V4950229
About this home
47 DAVIS AVENUE
2.5% FHA Assumable Mortgage!!! This well-updated 1920 Sears and Roebuck catalog home in excellent condition gives you the opportunity to own an incredible piece of history and still have today’s luxury. This beautiful home includes replumbing of upstairs and downstairs bathrooms, brand new Pella Windows in the entire 2nd floor installed in 2025, R90 blown in insulation in the Attic, white vinyl fencing, a large 12x20 storage shed, and a spacious 29’ screened in tiled front porch that overlooks the lake and much more! This home is listed as a 3-bedroom 2-bath but could be utilized as a 4-bedroom. This home has all the original 1920’s glass windows with new storm windows downstairs. Upon entering the home, you will notice two large beautiful original 1920’s wavy lead glass windows in the formal living and dining rooms. This home features the original wood flooring which is continuous throughout! The formal living room has one of four working fireplaces, and the dining room is adjacent and features beautiful french doors which lead to either a bonus room, home office, game room or extra storage space. The centrally located kitchen is remodeled and boasts beautiful textured Italian tile, an abundance of white cabinetry & counter space, soft close drawers, a large white farmhouse sink, a restaurant style faucet, beautiful brick pattern tiled backsplash, black stainless-steel appliances and complete with a pot filler over the stove! This kitchen also features a coffered ceiling detailed with wainscotting and a fandelier over an antique island on casters for function. Adjacent to the kitchen is under stairwell storage. The first-floor 12’ X 13’ bedroom with 10+ ceilings was likely once used as the primary bedroom complete with a fireplace, closet and direct access to the downstairs bathroom. In the rear of the home, you will enter a large family room that gives you plenty of space for entertaining. A back door leads you to a small, covered mud room that leads out to a large wooden deck perfect for barbecues or entertaining. Upstairs you will find the huge primary bedroom at the end of the hall, 29’ X 13’ with a fireplace and a beautiful view of the lake. It highlights the brand-new Pella windows that are throughout the entire upstairs (original windows were kept for restoration should you wish). The 3rd bedroom is located at the top of the stairs opposite the primary bedroom and…yes…this bedroom also has a private wood burning fireplace! Additionally, there is a small trunk room that is a great place to take in your favorite book or study with great light. The large attic includes a huge whole-house exhaust fan and there is plenty of room for additional storage. In the large, fenced backyard there is room for a small swimming pool and lots of outside activities. Additional features include all original rope and weighted lead glass windows throughout the first floor, a covered portico car port, next to it a smaller shed for all your car or garden needs, a 4-zone irrigation system with RainBird and timer that ensure your yard is as beautiful as this home. This is an incredible opportunity, with less than 25 Sears & Roebuck homes recorded in Florida, this is practically a one-of-a kind. Ask your Realtor® for the unbranded virtual tour of this amazing home. All measurements are approximate and should be independently verified.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,380
Sqft
0.22 ac
Lot size
1920
Year built
Two
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,945 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,945/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 47 DAVIS AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 47 DAVIS AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
47 DAVIS AVENUE FAQs
What would the monthly payment be for 47 DAVIS AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,945/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 47 DAVIS AVENUE?+
The most recent tax bill on record (2025) was $5,666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 47 DAVIS AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $574,000, this home is listed about 69% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 47 DAVIS AVENUE?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$574,000 runs 98% above the UMATILLA 32784 median — but at 2,380 sqft it's also 43% larger than the typical Umatilla listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Umatilla market that averages 58 — if it fits, move quickly.
Listing courtesy of KELLER WILLIAMS HERITAGE REALTY · Charles Shaver, PA. MLS #V4950229.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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