2820 OCEAN SHORE BOULEVARD UNIT 26, ORMOND BEACH, FL, 32176
Active10 days on marketListed Jul 13, 2026MLS #V4950151
About this home
2820 OCEAN SHORE BOULEVARD UNIT 26
Wake up to breathtaking ocean views in this beautifully renovated 2-bedroom, 2-bath condo just steps from the sand. The open-concept living area features sliding glass doors that lead to your private patio, where you can relax and take in the coastal breeze. Upstairs, the private balcony overlooks the pool while offering even more scenic views of the Atlantic Ocean. Enjoy the ultimate beach lifestyle with the community pool just 25 feet from your door, then continue a few more steps to the private beach access leading to a pristine no-drive beach, perfect for peaceful walks, sunrises, and days by the water. Roof, HVAC, impact windows and sliding doors all replaced in 2019. Exterior of building currently being repainted. All current assessments have been paid.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,216
Sqft
2.29 ac
Lot size
1972
Year built
Two
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,111 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,111/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.7%
Days on market
10 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Madeira Villa North
Get to know Ormond Beach. See the full Ormond Beach guide →
Madeira Villa North — neighborhood snapshot
Population
149
Median age
63
Median income
$91,625
Median home value
$356,800
Avg household
2
Households w/ children
13%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2820 OCEAN SHORE BOULEVARD UNIT 26 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2820 OCEAN SHORE BOULEVARD UNIT 26 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2820 OCEAN SHORE BOULEVARD UNIT 26 FAQs
What would the monthly payment be for 2820 OCEAN SHORE BOULEVARD UNIT 26?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,111/mo — principal and interest, the actual property-tax bill, the $1,032/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2820 OCEAN SHORE BOULEVARD UNIT 26?+
The association fee works out to $1,032 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2820 OCEAN SHORE BOULEVARD UNIT 26?+
The most recent tax bill on record (2026) was $3,672. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2820 OCEAN SHORE BOULEVARD UNIT 26?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $254,900, this home is listed about 40% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 2820 OCEAN SHORE BOULEVARD UNIT 26?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32176 market on paper
$254,900 is 29% below the ORMOND BEACH 32176 median of $358,500, and at $210/sqft it sits under the Ormond Beach average of $272.
02Know the monthly fee
The association fee is $1,032/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX ADVANTAGE · Eric Zimmerman. MLS #V4950151.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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