1105 NE 1ST STREET, MULBERRY, FL, 33860
Active26 days on marketListed Jul 9, 2026MLS #V4950126
About this home
1105 NE 1ST STREET
Buyer agrees to take title subject to the two open code enforcement liens on the property and assumes full responsibility for both, including all amounts accrued and accruing Located in the heart of Mulberry, this 3-bedroom, 1-bath home with a detached garage offers an excellent value-add opportunity for investors looking for a full renovation project. The property features a functional single-story layout with a spacious living room, dining area, enclosed back room, front lanai, and detached garage, providing multiple possibilities for modernization and increased value. Conveniently situated across from a park, this property has strong potential as a fix-and-flip or long-term rental once renovated. The existing floor plan offers a solid foundation for investors looking to maximize the home's after-repair value. The home will require a full interior remodel including flooring replacement, interior paint, drywall and wall panel repairs, kitchen renovation with new cabinetry, and a full bathroom remodel. Additional repairs include replacing broken windows, repairing the deteriorating drop ceiling in the back room, fixing cracked masonry on the lanai, replacing damaged screens, addressing missing garage doors, repairing the large hole in the detached garage roof. Roof will likely need to be replaced.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,143
Sqft
0.17 ac
Lot size
1
Garage
1938
Year built
One
Levels
$61
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$660 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$660/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−64.4%
$/sqft vs Mulberry actives
$61 vs $178
Days on market
26 vs 36 typical
Where $61/sqft sits among the 87 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mulberry
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
MULBERRY 33860 — neighborhood snapshot
Population
25,617
Median age
34.3
Median income
$62,779
Median home value
$221,400
Avg household
2.93
Households w/ children
3,311
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $314K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
46 of 87
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 1105 NE 1ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$122,500
1470 CAROLINA AVENUE
2 bd · 1 ba · 1,135 sqft · $108/sqft · 0 DOM
Sold · Feb ’26$279,000
102 NE 9TH STREET
3 bd · 1 ba · 1,130 sqft · $247/sqft · 5 DOM
Sold · Apr ’26$220,900
1300 NE 6TH STREET
3 bd · 1 ba · 1,095 sqft · $202/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1105 NE 1ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1105 NE 1ST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1105 NE 1ST STREET FAQs
What would the monthly payment be for 1105 NE 1ST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $660/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1105 NE 1ST STREET?+
The most recent tax bill on record (2025) was $680. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mulberry?+
At $69,990, this home is listed about 78% below the Mulberry median of $312,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1105 NE 1ST STREET?+
Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KARIZA CAPITAL REALTY, LLC · Francesco Fassioli. MLS #V4950126.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Mulberry homes, in your inbox
Like 1105 NE 1ST STREET but not quite? A daily digest of every new listing in Mulberry — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →