140 11TH AVENUE, OSTEEN, FL, 32764
Active18 days on marketListed Jul 7, 2026MLS #V4950055
About this home
140 11TH AVENUE
**THIS HOME QUALIFIES FOR AN INTEREST RATE AS LOW AS 5.5% WITH A POTENTIAL MONTHLY SAVINGS OF UP TO $232/MTH** Welcome to this stunning brand-new construction home overlooking beautiful Lake Eulalia, where modern design meets peaceful lakeside living. Tucked away on a quiet street, this thoughtfully crafted 3-bedroom, 2-bath home with a versatile flex space offers the perfect combination of style, comfort, and functionality. From the moment you arrive, you'll be greeted by the elegant glass front door with built-in blinds and impressive curb appeal. Inside, soaring 9'4" ceilings, luxury vinyl plank flooring throughout, canned lighting, and an open-concept layout create a bright and inviting atmosphere filled with natural light from the oversized 8-foot front entry and rear sliding glass doors. The designer kitchen is the centerpiece of the home, featuring gorgeous quartz countertops, a stunning white oak island, crisp white tile backsplash, soft-close cabinetry and drawers, stainless steel Whirlpool appliances, premium Kraus fixtures, a spacious walk-in pantry, and an oversized single-basin sink—perfect for everyday living and entertaining. The split-bedroom floor plan provides privacy, while the flexible bonus room is ideal for a home office, playroom, formal dining room, or guest space. The spacious primary suite offers tranquil lake views, dual walk-in closets, and a luxurious spa-inspired ensuite complete with double vanities, quartz countertops, and elegant finishes. Additional storage is plentiful with a linen closet, coat closet, and a generously sized laundry room. Whether you're enjoying your morning coffee overlooking Lake Eulalia or entertaining friends in the open living space, this home delivers the lifestyle today's buyers are searching for. Conveniently located just off SR 415 and less than a minute from Walmart, you'll enjoy easy access to shopping, dining, schools, and major commuter routes while still enjoying the peace and privacy of a quiet neighborhood. Schedule your private showing today! Home may be under audio or visual surveillance.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,483
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,421 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,421/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs Osteen actives
$237 vs $241
Days on market
18 vs 99 typical
Where $237/sqft sits among the 41 Osteen actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Carnell
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Osteen. See the full Osteen guide →
Carnell — neighborhood snapshot
Population
53
Median age
47
Median income
$98,671
Median home value
$377,617
Avg household
3
Households w/ children
6%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Osteen market
$319K → $498K
Osteen median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
18 of 41
Osteen actives have cut their price
Median sold price, Osteen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the OSTEEN 32764 median. See the full Osteen market guide →
Paper trail
This home's history
Reality check
What actually sold near 140 11TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$355,000
148 11TH AVENUE · same community
3 bd · 2 ba · 1,483 sqft · $239/sqft · 7 DOM
Sold · Jun ’26$352,500
180 11TH AVENUE · same community
3 bd · 2 ba · 1,448 sqft · $243/sqft · 106 DOM
Sold · Oct ’25$320,000
528 COURTLAND BOULEVARD
4 bd · 2 ba · 1,455 sqft · $220/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 140 11TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 140 11TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
140 11TH AVENUE FAQs
What would the monthly payment be for 140 11TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,421/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 140 11TH AVENUE?+
The most recent tax bill on record (2025) was $399. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Osteen?+
At $352,000, this home is listed about 1% above the Osteen median of $347,500. The market section on this page shows how the area is trending.
Which schools are assigned to 140 11TH AVENUE?+
Osteen Elementary School (elementary), Pine Ridge High School (high), Heritage Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LIVELY REAL ESTATE · Gernelle Bokuniewicz. MLS #V4950055.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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