David Ramirez
$525,0003 bd2 ba1,624 sqft$323 /sqft$3,690 /mo all-in ↓

32416 PINE ROAD, EUSTIS, FL, 32736

Active11 days on marketListed Jul 6, 2026MLS #V4950029

WaterfrontSingle Family ResidencePINE HILLS

About this home

32416 PINE ROAD

Bring your toys, your business, your horses, or your dreams of country living because this nearly 6-acre property has room for it all! Nestled on 5.92 acres in Eustis, this updated 3-bedroom, 2-bath home offers 1,624 square feet of living space along with incredible outbuildings and acreage. Inside, you'll find recently installed luxury vinyl plank flooring throughout, fresh interior paint touch-ups, and brand-new quartz countertops in the kitchen and both bathrooms. The open floor plan features spacious living and dining areas, generously sized bedrooms, and a large primary suite. Outside is where this property truly shines. A massive 90' x 40' detached garage/workshop with four roll-up doors and two additional sliding door openings provides endless possibilities for storage, hobbies, equipment, or running a home-based business. In addition, the property features an impressive oversized RV and vehicle storage structure, perfect for boats, campers, trailers, and recreational equipment. The land itself is equally impressive, featuring approximately 4.61 acres of beautiful, usable land along with an additional 1.31 acres of wetlands that create a peaceful and scenic natural setting. A picturesque 120' x 180' pond adds to the privacy and charm of the property, making it an ideal place to enjoy tranquil country living. Major updates include a Goodman A/C system manufactured in 2020 and a water heater replaced in October 2024, giving buyers peace of mind. With plenty of room for animals, equipment, gardening, future expansion, or simply enjoying wide-open spaces, this property offers a rare combination of updated living space, usable acreage, and exceptional outbuildings. For buyers seeking even more land and flexibility, the adjacent parcel at 32402 Pine Road is also available for purchase by the same owners. MLS #V4950030 consists of an additional 1.25 acres measuring approximately 100' x 550' and already includes a well, septic system, and power, creating a unique opportunity to own more than 7 acres combined. Properties offering this much flexibility and potential rarely come available. Schedule your private showing today and discover all that 32416 Pine Road has to offer!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,624

Sqft

5.92 ac

Lot size

6

Garage

2002

Year built

One

Levels

$323

Per sqft

WaterfrontTrees/Woods & Water viewPets allowed

Inside

FlooringVinyl
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer · Water Filtration System · Water Purifier · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat
LaundryElectric Dryer Hookup · In Kitchen · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal · Shingle
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
ViewTrees/Woods · Water
FacesSouth
ParkingRV Carport · RV Parking · Split Garage · Workshop in Garage
ExteriorPrivate Entrance · Private Yard · RV Hookup · Storage

Community & fees

Taxes (2025)$2,482/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Underground Utilities
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,690 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$207
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$3,690/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$207
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$395KedgeAI estimate $449,914 · range $412K$485K$546K

vs edgeAI estimate

+16.7%

$/sqft vs Eustis actives

$323 vs $203

Days on market

11 vs 36 typical

Where $323/sqft sits among the 200 Eustis actives

95
52
23
11 · this home
5
14
$141–200$200–260$260–319$319–379$379–438$438+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Hills

Map of 32416 PINE ROAD inside its neighborhood boundary

Drive times from this address

Downtown Orlando51 min
Universal Orlando54 min
Orlando Int’l Airport (MCO)62 min
Walt Disney World66 min

Get to know Eustis. See the full Eustis guide →

Pine Hills — neighborhood snapshot

Population

239

Median age

46

Median income

$51,544

Median home value

$116,200

Avg household

2

Households w/ children

24%

For the school run

Lake County School District

ElementarySeminole Springs Elementary School★★★★★
MiddleEustis Middle School★★★★
HighEustis High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

97 of 200

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% above the Pine Hills median. See the full Eustis market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $525,000 · 11 days on market since
2002Built · PINE HILLS

Reality check

What actually sold near 32416 PINE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

742 91ST AVENUE NSold · May ’26

$442,000

742 91ST AVENUE N · same community

3 bd · 2 ba · 1,540 sqft · $287/sqft · 133 DOM

600 91ST AVENUE NSold · Dec ’25

$418,000

600 91ST AVENUE N · same community

3 bd · 2 ba · 1,326 sqft · $315/sqft · 30 DOM

734 91ST AVENUE NSold · Feb ’26

$299,000

734 91ST AVENUE N · same community

2 bd · 1 ba · 1,050 sqft · $285/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 32416 PINE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32416 PINE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

32416 PINE ROAD FAQs

What would the monthly payment be for 32416 PINE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,690/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 32416 PINE ROAD?+

The most recent tax bill on record (2025) was $2,482. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 32416 PINE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $525,000, this home is listed about 37% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 32416 PINE ROAD?+

Seminole Springs Elementary School (elementary), Eustis Middle School (middle), Eustis High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY LLC · Jon Hall. MLS #V4950029.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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