David Ramirez
$1,095,000$1,125,0004 bd3 ba2,940 sqft$372 /sqft$7,765 /mo all-in ↓

590 LAKE WINNEMISSETT DRIVE, DELAND, FL, 32724

Active36 days on marketListed Jul 8, 2026MLS #V4950010

Reduced $30KPrivate poolSingle Family ResidenceASSESSORS SUB/WINNEMISSETT

Come see it

Upcoming open house

Sat, Aug 15

10:00 AM – 12:00 PM

About this home

590 LAKE WINNEMISSETT DRIVE

Welcome to a lifestyle few properties can offer. Perfectly positioned on the shores of beautiful Lake Winnemissett, this custom concrete block estate, completed in 2022, was designed for those who value space, freedom, and effortless luxury. This is more than a home, it’s your private waterfront retreat where mornings begin with coffee overlooking the lake and evenings end with breathtaking western sunsets reflected across the water. Inside, clean architectural lines meet thoughtfully curated finishes. Expansive tile flooring, elegant tray ceilings, premium VCO windows with adjustable views, digital faucets, a hidden walk-in butler’s pantry, and a luxurious primary suite featuring dual custom-shelved closets create a home that feels both sophisticated and exceptionally functional. Designed for seamless indoor and outdoor living, the spacious screened lanai opens to a custom chlorine pool, newly completed in 2025, complete with a convenient pool bath and an expansive entertaining area that allows you to enjoy Florida living nearly year round. Set on more than an acre, the property offers something increasingly difficult to find: the freedom to truly make it your own. Whether you envision adding a detached guest house, an additional garage, a workshop, or creating the ultimate backyard retreat, there is room to grow without sacrificing privacy. A spacious three car garage, massive paved driveway, and a 936 square foot pole barn provide exceptional flexibility for storing boats, RVs, recreational vehicles, hobby equipment, or all of the toys that come with lakefront living. The pole barn is equipped with a 50 amp electrical connection, making it ideal for RV hookups or additional equipment, while the storage shed is fully wired for power, offering endless possibilities as a workshop, hobby space, or additional storage. Unlike many communities, the HOA exists solely to preserve access to what matters most. For a low annual fee, owners enjoy exclusive access to a private boat ramp and a shared five acre waterfront park on Lake Winnemissett. There are no restrictive lifestyle rules dictating how you use your property, just the convenience of private lake access and the rare opportunity to enjoy waterfront living on your own terms. Located outside of a flood zone and equipped with an EV charger, this exceptional property combines modern construction, luxury finishes, estate-sized acreage, a three car garage, a brand new custom pool, and one of the area’s most desirable recreational lakes into a lifestyle that is increasingly rare to find. This isn’t simply a place to live. It’s a place to launch the boat after work, host unforgettable gatherings, build what you’ve always imagined, and enjoy the freedom that comes with owning a true lakefront estate.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,940

Sqft

1.18 ac

Lot size

3

Garage

2022

Year built

One

Levels

$372

Per sqft

Private poolPool & Water viewPets allowed

Inside

FlooringOther · Tile
AppliancesDishwasher · Dryer · Microwave · Other · Range · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · Other · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room · Other
CoolingCentral Air · Other
HeatingCentral · Other

Outside & construction

RoofOther · Shingle
ConstructionConcrete · Other · Stucco
FoundationOther · Slab
ViewPool · Water
FacesWest
ParkingBoat · Covered · Driveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Garage Faces Side · Off Street · Other · RV Carport · RV Parking
ExteriorOther · Private Yard · RV Hookup

Community & fees

HOA fee$100/mo
Taxes (2025)$14,232/yr
PetsYes
CommunityBoat Slip · Community Boat Ramp · Fishing · Water Access · Special Community Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,765 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,909
PMI (est., until 20% equity)$411
Property tax — 2025 actual bill$1,186
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $109,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $109,500
Interest rate6.00%
Loan term

Estimated payment

$7,765/mo

Principal & interest$5,909
PMI (est., until 20% equity)$411
Property taxes (actual bill)$1,186
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$564KedgeAI estimate $590,051 · range $588K$596K$1.1M

vs edgeAI estimate

+85.6%

$/sqft vs Deland actives

$372 vs $204

Days on market

36 vs 47 typical

Where $372/sqft sits among the 392 Deland actives

115
139
86
30
10
12 · this home
$145–183$183–221$221–259$259–297$297–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winnemissett

Map of 590 LAKE WINNEMISSETT DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando46 min
Universal Orlando58 min
Orlando Int’l Airport (MCO)65 min
Walt Disney World70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

Winnemissett — neighborhood snapshot

Population

118

Median age

46

Median income

$74,145

Median home value

$311,401

Avg household

3

Households w/ children

4%

For the school run

Volusia County School District

ElementaryBlue Lake Elementary School★★★★
HighDeland High School★★★★★
MiddleDeland Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$335K$349K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

205 of 392

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 242% above the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,095,000 $30K
Jul 8, 2026Listed at $1,125,000 · 36 days on market since
2022Built · ASSESSORS SUB/WINNEMISSETT

Reality check

What actually sold near 590 LAKE WINNEMISSETT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

664 BIRDSWILL LANESold · Feb ’26

$484,309

664 BIRDSWILL LANE

5 bd · 3 ba · 2,755 sqft · $176/sqft · 120 DOM

976 MEGANO BOULEVARDSold · Apr ’26

$550,000

976 MEGANO BOULEVARD

4 bd · 3 ba · 2,386 sqft · $231/sqft · 124 DOM

1090 CHELAN FALLS DRIVESold · Mar ’26

$410,000

1090 CHELAN FALLS DRIVE

3 bd · 2 ba · 2,377 sqft · $172/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 590 LAKE WINNEMISSETT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 590 LAKE WINNEMISSETT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

590 LAKE WINNEMISSETT DRIVE FAQs

What would the monthly payment be for 590 LAKE WINNEMISSETT DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,765/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 590 LAKE WINNEMISSETT DRIVE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 590 LAKE WINNEMISSETT DRIVE?+

The most recent tax bill on record (2025) was $14,232. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 590 LAKE WINNEMISSETT DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $1,095,000, this home is listed about 188% above the Deland median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 590 LAKE WINNEMISSETT DRIVE?+

Blue Lake Elementary School (elementary), Deland High School (high), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,095,000 runs 242% above the DELAND 32724 median — but at 2,940 sqft it's also 58% larger than the typical Deland listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $1,125,000, now $1,095,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Stacey Mathews-Johnson. MLS #V4950010.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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