David Ramirez
$585,0003 bd2.5 ba2,621 sqft$223 /sqft$4,447 /mo all-in ↓

1435 DOLPH CIRCLE, ORMOND BEACH, FL, 32174

Active20 days on marketListed Jun 29, 2026MLS #V4949940

Single Family ResidenceHALIFAX PLANTATION UNIT 02 SEC E

About this home

1435 DOLPH CIRCLE

Virtually Staged. Halifax Plantation's best kept secret is this quiet, tree-lined cul-de-sac street spanning along the 3rd and 4th fairways, Dolph Circle! This ONE OWNER Paytas built concrete block home sits high & dry with no flood history and no flood zone! Don't let the bedroom count fool you. In addition to 3 large bedrooms there is a separate office/second living area PLUS an office/flex space. The primary bedroom is 25 x 15 and includes a large seating area with a walk-in closet, plenty big for two. The primary bathroom has an open and grand feel with a large built-in jetted soaking tub, walk-in tiled shower, his-and-hers sinks, and separate water closet. Split bedroom floor plan with the two guest rooms, office/flex space and full guest bathroom (walk-in shower) opposite the primary. Half bath is perfect for guests and opens to the screened, paver lanai. The kitchen is timeless and functional with built in oven and microwave, gas stove, large built-in pantry, ample cabinet space, and Coriann counterspace. Breakfast nook off the kitchen overlooks the screened lanai through a frameless picture window or dine more formally in the formal dining that opens to the living area. Main living area is in the heart of the home and has coffered ceilings and tons of natural light. Triple pocket slider to the lanai gives it an open and bright feel throughout the day. Indoor laundry just off the 3-car garage with washer, dryer, utility sink, and plenty of storage. Situated on a 0.28 acre lot directly adjacent to an easement for maximum privacy. Just one mile from the club house, restaurant and other amenities. The Herrington sub association maintains this quiet cul-de-sac where your lawn, hedges, fertilizer, irrigation and mulch are all covered. This is a one of a kind, one-owner, concrete block home built by one of our area's most reputable builders, Paytas Homes, with exquisite attention to detail throughout. An absolute timeless masterpiece with a relaxing, screened paver lanai with plenty of covered area for outdoor enjoyment. 250-gallon buried propane tank, multi-zoned surround sound, whole home gutter system, paver walkway and front porch, custom landscaping, and exterior landscape lighting are just a few of the features that make this home stand out from the rest. All fully permitted, this home has a 2021 architectural shingle roof and two newer HVAC units (2017 4-ton 15 SEER; 2016 2-ton 15.5SEER). Residents of Halifax Plantation enjoy access to one of the area's premier golf courses, complete with an on-site restaurant and pub. Optional amenities include tennis, fitness center, and community pool. Just minutes to Tomoka State Park, Halifax Plantation Publix, area beaches and I-95 for ease of travel. Halifax Plantation is a well-established, tree-lined, golf cart friendly community with an exceptionally managed association. All information and room sizes in this listing are intended to be accurate but cannot be guaranteed. Buyers and their agents are always encouraged to perform due diligence.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,621

Sqft

0.29 ac

Lot size

3

Garage

2004

Year built

One

Levels

$223

Per sqft

Trees/Woods viewPartiallyPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ParkingDriveway · Garage Door Opener · Golf Cart Parking
ExteriorIrrigation System · Private Mailbox

Community & fees

HOA fee$180/mo
Taxes (2025)$8,777/yr
PetsYes
CommunityClubhouse · Fitness Center · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,447 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$731
HOA fee — from the listing$180
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,500
Interest rate6.00%
Loan term

Estimated payment

$4,447/mo

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property taxes (actual bill)$731
HOA / condo fee$180
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$432KedgeAI estimate $568,312 · range $450K$799K$830K

vs edgeAI estimate

+2.9%

$/sqft vs Ormond Beach actives

$223 vs $235

Days on market

20 vs 41 typical

Where $223/sqft sits among the 400 Ormond Beach actives

187 · this home
114
40
24
7
28
$159–229$229–299$299–369$369–440$440–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Halifax Plantation

Map of 1435 DOLPH CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando71 min

Get to know Ormond Beach. See the full Ormond Beach guide →

Halifax Plantation — neighborhood snapshot

Population

1,878

Median age

71

Median income

$73,056

Median home value

$375,332

Avg household

2

Households w/ children

76%

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
ElementaryPine Trail Elementary School★★★★
HighSeabreeze High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

199 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $585,000 · 20 days on market since
2004Built · HALIFAX PLANTATION UNIT 02 SEC E

Reality check

What actually sold near 1435 DOLPH CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3509 TORY CIRCLESold · Mar ’26

$590,000

3509 TORY CIRCLE · same community

3 bd · 3 ba · 2,459 sqft · $240/sqft · 20 DOM

1418 DOLPH CIRCLESold · Jun ’26

$650,000

1418 DOLPH CIRCLE · same community

4 bd · 3 ba · 2,374 sqft · $274/sqft · 3 DOM

3428 REXFORD CIRCLESold · Jul ’26

$575,000

3428 REXFORD CIRCLE · same community

3 bd · 2 ba · 2,329 sqft · $247/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1435 DOLPH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1435 DOLPH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1435 DOLPH CIRCLE FAQs

What would the monthly payment be for 1435 DOLPH CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,447/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1435 DOLPH CIRCLE?+

The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1435 DOLPH CIRCLE?+

The most recent tax bill on record (2025) was $8,777. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1435 DOLPH CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $585,000, this home is listed about 37% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 1435 DOLPH CIRCLE?+

Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$585,000 runs 46% above the ORMOND BEACH 32174 median — but at 2,621 sqft it's also 35% larger than the typical Ormond Beach listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Gina Sweringen Lawson, LLC. MLS #V4949940.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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