154 MOONLITE DRIVE, WELAKA, FL, 32193
Active26 days on marketListed Jun 27, 2026MLS #V4949895
About this home
154 MOONLITE DRIVE
Enjoy the peaceful waterfront lifestyle with this charming mobile home situated on a canal with direct access to the beautiful St. Johns River. Whether you enjoy fishing, boating, or simply relaxing by the water, this property offers endless opportunities to experience the best of Florida living. Step outside to your private boathouse, complete with a spacious deck that's perfect for entertaining, enjoying your morning coffee, or taking in the serene canal views. A convenient fish-cleaning station & sink makes it easy to clean your catch after a day on the water. The home offers plenty of potential for someone looking for a weekend retreat, seasonal getaway, investment opportunity, or a place to make their own. Best of all, there are **NO HOA FEES**, giving you the freedom to enjoy your property without additional restrictions or monthly dues. Affordable waterfront properties with direct access to the St. Johns River are hard to find—don't miss this opportunity!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.11 ac
Lot size
1983
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,855 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,855/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Welaka
Get to know Welaka. See the full Welaka guide →
WELAKA 32193 — neighborhood snapshot
Population
1,200
Median age
57.8
Median income
$55,441
Median home value
$271,800
Avg household
1.94
Households w/ children
81%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Welaka market
$359K → $430K
Welaka median sold, yr/yr
92.8%
Sale-to-list ratio (12 mo)
Median sold price, Welaka, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 154 MOONLITE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 154 MOONLITE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
154 MOONLITE DRIVE FAQs
What would the monthly payment be for 154 MOONLITE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,855/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 154 MOONLITE DRIVE?+
The most recent tax bill on record (2025) was $1,356. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 154 MOONLITE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Welaka?+
At $250,000, this home is listed about 15% below the Welaka median of $294,999. The market section on this page shows how the area is trending.
Which schools are assigned to 154 MOONLITE DRIVE?+
Crescent City Junior-Senior High School (high), Browning-Pearce Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MAXIM LLC · Kelly Niles. MLS #V4949895.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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