1136 HARBOUR POINT DRIVE, PORT ORANGE, FL, 32127
Active37 days on marketListed Jun 26, 2026MLS #V4949889
About this home
1136 HARBOUR POINT DRIVE
Completely reimagined from top to bottom, this exceptional waterfront residence in Harbour Point delivers the perfect blend of luxury, low-maintenance living, and direct Intracoastal access. Every detail has been thoughtfully renovated, creating a truly move-in-ready coastal retreat for boaters, anglers, and anyone who appreciates life on the water. Extensive exterior improvements include a newer roof, new soffits, all-new Hardie® cement board siding, new doors, and new windows. A beautifully finished paver driveway welcomes you home, while an extended rear paver patio leads to a brand-new private dock featuring composite decking, electricity, and water. With deep-water access and no fixed bridges to the Intracoastal Waterway, your next day on the water is only steps from your back door. Inside, oversized porcelain plank tile flows throughout the home, complemented by a stunning designer kitchen featuring a massive center island, stainless steel appliances, and abundant workspace for entertaining. Both bathrooms have been completely renovated with custom tile showers, frameless glass enclosures, and stylish new vanities. Additional upgrades include a high-efficiency hybrid water heater (2025), newer A/C unit (2022) and full-size washer and dryer connections. The Harbour Point lifestyle is as impressive as the home itself. The HOA includes cable, high-speed internet, lawn care, irrigation, a clubhouse, resort-style community pool, community boat ramp and dock, allowing you to spend more time enjoying the waterfront and less time maintaining it. Waterfront homes with deep-water Intracoastal access in Harbour Point rarely become available. Combining a complete renovation, premium waterfront amenities, and an unbeatable boating lifestyle, this home represents an outstanding value in one of Port Orange's most desirable waterfront communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,141
Sqft
0.09 ac
Lot size
1975
Year built
One
Levels
$491
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,303 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,303/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+113%
$/sqft vs Port Orange actives
$491 vs $219
Days on market
37 vs 37 typical
Where $491/sqft sits among the 217 Port Orange actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Orange
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Orange. See the full Port Orange guide →
PORT ORANGE 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$355K → $371K
Port Orange median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
118 of 217
Port Orange actives have cut their price
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the PORT ORANGE 32127 median. See the full Port Orange market guide →
Paper trail
This home's history
Reality check
What actually sold near 1136 HARBOUR POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$274,900
1147 HARBOUR POINT DRIVE · same community
2 bd · 2 ba · 1,141 sqft · $241/sqft · 9 DOM
Sold · Mar ’26$255,000
1111 HARBOUR POINT DRIVE · same community
2 bd · 2 ba · 1,141 sqft · $223/sqft · 303 DOM
Sold · Aug ’25$455,000
1232 HARBOUR POINT DRIVE · same community
2 bd · 2 ba · 1,141 sqft · $399/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1136 HARBOUR POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1136 HARBOUR POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1136 HARBOUR POINT DRIVE FAQs
What would the monthly payment be for 1136 HARBOUR POINT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,303/mo — principal and interest, the actual property-tax bill, the $240/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1136 HARBOUR POINT DRIVE?+
The association fee works out to $240 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1136 HARBOUR POINT DRIVE?+
The most recent tax bill on record (2025) was $4,317. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1136 HARBOUR POINT DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Orange?+
At $559,900, this home is listed about 52% above the Port Orange median of $367,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1136 HARBOUR POINT DRIVE?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$559,900 runs 35% above the PORT ORANGE 32127 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $585,000, now $559,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ADVANTAGE · Eric Zimmerman. MLS #V4949889.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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