David Ramirez
$312,500$319,9003 bd2 ba1,628 sqft$192 /sqft$2,583 /mo all-in ↓

2695 KEENE LANE, DELTONA, FL, 32725

Active31 days on marketListed Jul 1, 2026MLS #V4949860

Reduced $7KSingle Family ResidenceDELTONA LAKES UNIT 53

About this home

2695 KEENE LANE

Welcome to your new home at 2695 Keene Ln in Deltona! With a 2021 roof, 2017 HVAC system, 2024 PEX re-plumb, 3 year old hot water tank, 5 year old drain field and newer appliances, you can move in with confidence knowing many of the major updates have already been completed. Inside, you’ll find a thoughtfully updated interior featuring luxury vinyl plank flooring throughout, beautiful granite countertops, and soft-close cabinetry that adds both style and functionality to the kitchen. The open and inviting layout is perfect for everyday living, whether you’re relaxing at home or entertaining your family and friends! Step outside the French doors and enjoy the FULLY fenced backyard, with no back neighbors, offering privacy and plenty of space to relax, entertain, or let the family play. The backyard also features a spacious concrete patio, complete with a dedicated electrical hookup for a hot tub. Need extra storage? The convenient storage shed provides plenty of room for tools, lawn equipment, and seasonal items. Conveniently located near shopping, schools, parks, and I-4, this home combines modern updates with the PERFECT location. This neighborhood even has sidewalks and is only minutes away from Aldi, Publix, Lowe’s, and so much more. Whether you’re a first-time homebuyer, looking to upgrade, or searching for your next investment, this move-in-ready home is one you won’t want to miss. Schedule your private showing today before it’s too late!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,628

Sqft

0.23 ac

Lot size

2

Garage

1990

Year built

One

Levels

$192

Per sqft

FireplaceTrees/Woods view

Inside

FlooringLaminate · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewTrees/Woods
FacesEast
ExteriorFrench Doors

Community & fees

Taxes (2025)$5,340/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,583 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,840
FHA mortgage insurance (est.)$138
Property tax — 2025 actual bill$445
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,938Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,938
Interest rate6.00%
Loan term

Estimated payment

$2,583/mo

Principal & interest$1,840
FHA mortgage insurance (est.)$138
Property taxes (actual bill)$445
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $313K
$261KedgeAI estimate $288,562 · range $272K$332K$346K

vs edgeAI estimate

+8.3%

$/sqft vs Deltona actives

$192 vs $204

Days on market

31 vs 30 typical

Where $192/sqft sits among the 313 Deltona actives

68
75 · this home
75
50
19
26
$158–179$179–200$200–221$221–242$242–262$262+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deltona Lakes

Map of 2695 KEENE LANE inside its neighborhood boundary

Drive times from this address

Downtown Orlando38 min
Universal Orlando50 min
Orlando Int’l Airport (MCO)57 min
Walt Disney World63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

Deltona Lakes — neighborhood snapshot

Population

86,681

Median age

40

Median income

$72,296

Median home value

$254,238

Avg household

3

Households w/ children

10,582

For the school run

Volusia County School District

ElementarySpirit Elementary School★★★★★
MiddleDeltona Middle School★★★★★
HighDeltona High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$308K$299K

Deltona median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

154 of 313

Deltona actives have cut their price

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the DELTONA 32725 median. See the full Deltona market guide →

Paper trail

This home's history

CurrentPrice reduced to $312,500 $7K
Jul 1, 2026Listed at $319,900 · 31 days on market since
1990Built · DELTONA LAKES UNIT 53

Reality check

What actually sold near 2695 KEENE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2761 BISHOP LANESold · Dec ’25

$312,500

2761 BISHOP LANE · same community

3 bd · 2 ba · 1,601 sqft · $195/sqft · 76 DOM

1995 BREWSTER DRIVESold · Jul ’26

$310,000

1995 BREWSTER DRIVE · same community

3 bd · 2 ba · 1,560 sqft · $199/sqft · 439 DOM

2582 PROVIDENCE BOULEVARDSold · Mar ’26

$364,990

2582 PROVIDENCE BOULEVARD · same community

4 bd · 2 ba · 1,828 sqft · $200/sqft · 141 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2695 KEENE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2695 KEENE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2695 KEENE LANE FAQs

What would the monthly payment be for 2695 KEENE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,583/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2695 KEENE LANE?+

The most recent tax bill on record (2025) was $5,340. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Deltona?+

At $312,500, this home is listed about 2% below the Deltona median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2695 KEENE LANE?+

Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DASH REAL ESTATE COMPANY · Skylor McGough. MLS #V4949860.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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