
25 SAN MARCO COURT, PALM COAST, FL, 32137
Active45 days on marketListed Jun 26, 2026MLS #V4949857
About this home
25 SAN MARCO COURT
Virtually Staged. Privately positioned at the end of a quiet cul-de-sac in the gated, oceanfront community of Hammock Dunes' Granada Estates, this refined golf course estate is designed for owners who value space, privacy, and views. Set on a premium homesite, the residence captures tranquil pond vistas with a striking water feature, framed by sweeping golf course scenery that enhances daily living and entertaining. This expansive 5-bedroom, 5.5-bath home combines comfortable everyday livability with an elegant, coastal feel, making it ideal as a primary residence or luxury getaway. Inside, generous, light-filled living areas flow seamlessly between formal and casual spaces, with refined finishes and thoughtful details throughout. Multiple gathering areas offer flexibility for hosting, while the well-appointed kitchen serves as a true center of the home with ample room for cooking and entertaining. Each bedroom is generously sized and features access to its own bath, ensuring privacy and comfort for family and guests. An indoor gym/yoga studio is conveniently located between bedrooms 2 and 3, providing a dedicated wellness or flex space tailored to your lifestyle. The outdoor living area is oriented to capture refreshing ocean breezes year-round. A sparkling pool and covered lanai create a private retreat overlooking the pond and golf course, equally suited to quiet mornings with coffee or evenings of entertaining. The entire second floor is devoted to a 1,536 sq ft primary suite, offering a spacious, private sanctuary with room for a sitting area and relaxation. Adjacent to the primary suite is an office/flex room that can be used as an optional 5th bedroom, nursery, or private home office, adding versatility to the layout. Additional features include a 3-car garage, providing ample storage for vehicles, golf equipment, and coastal toys. Situated within one of Palm Coast's most desirable coastal communities, the property offers access to an exclusive lifestyle, with membership opportunities available directly through Hammock Dunes Club. Club membership unlocks world-class amenities including an oceanfront clubhouse, fitness center, dining, social activities, and two beautiful championship golf courses, the oceanfront Links Course and the serene Creek Course just a short drive away. This is a rare chance to own a premier golf course estate in a distinguished coastal enclave.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
5,917
Sqft
0.57 ac
Lot size
3
Garage
1994
Year built
Two
Levels
$489
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$18,349 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,349/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$489 vs $222
Days on market
45 vs 49 typical
Where $489/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Dunes
Get to know Palm Coast. See the full Palm Coast guide →
Hammock Dunes — neighborhood snapshot
Population
1,391
Median age
65
Median income
$121,250
Median home value
$772,500
Avg household
2
Households w/ children
31%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
195 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 661% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 25 SAN MARCO COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,225,000
9 RUE RENOIR · same community
4 bd · 4.5 ba · 3,501 sqft · $350/sqft · 0 DOM
Sold · Jul ’26$1,400,000
8 VIA ROMA · same community
3 bd · 4 ba · 2,966 sqft · $472/sqft · 0 DOM
Sold · May ’26$1,350,000
12 VIA SALERNO
4 bd · 5 ba · 5,932 sqft · $228/sqft · 342 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 25 SAN MARCO COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25 SAN MARCO COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
25 SAN MARCO COURT FAQs
What would the monthly payment be for 25 SAN MARCO COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,349/mo — principal and interest, the actual property-tax bill, the $238/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 25 SAN MARCO COURT?+
The association fee works out to $238 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 25 SAN MARCO COURT?+
The most recent tax bill on record (2025) was $15,211. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25 SAN MARCO COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $2,890,900, this home is listed about 625% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 25 SAN MARCO COURT?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,890,900 runs 661% above the PALM COAST 32137 median — but at 5,917 sqft it's also nearly 3 times the size of the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Bill Navarra. MLS #V4949857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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