3012 UMBRELLA TREE DRIVE, EDGEWATER, FL, 32141
Active30 days on marketListed Jun 21, 2026MLS #V4949756
About this home
3012 UMBRELLA TREE DRIVE
Virtually Staged. Short Sale. Enjoy the Florida lifestyle in this beautifully maintained 3-bedroom, 2-bath home offering 1,255 square feet of living space in the sought-after Florida Shores community of Edgewater. Situated on a spacious lot, this move-in-ready property features numerous updates, including a newer roof and A/C, an updated kitchen with wood cabinetry, and low-maintenance vinyl siding. The outdoor space is just as impressive, featuring two storage sheds and a large covered carport with plenty of room for a boat, trailer, or recreational equipment. Whether you need extra storage, workshop space, or room for your outdoor hobbies, this property delivers. Conveniently located just minutes from the beautiful River, you'll have easy access to boating, fishing, kayaking, and waterfront parks. Plus, the beaches, shopping, and dining of New Smyrna Beach are only a short drive away. Offering comfort, functionality, and a prime location near the water, this home is an exceptional opportunity at $289,000.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,255
Sqft
0.23 ac
Lot size
1
Garage
1984
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,245 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs FLORIDA SHORES 01
$222 vs $204
Days on market
30 vs 39 typical
Where $222/sqft sits among the 43 homes for sale in FLORIDA SHORES 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Florida Shores
Get to know Edgewater. See the full Edgewater guide →
Florida Shores — neighborhood snapshot
Population
13,275
Median age
47
Median income
$58,578
Median home value
$253,859
Avg household
2
Households w/ children
1,359
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
25 of 43
FLORIDA SHORES 01 have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 3012 UMBRELLA TREE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$269,000
3222 JUNIPER DRIVE · same community
3 bd · 2 ba · 1,266 sqft · $212/sqft · 132 DOM
Sold · Mar ’26$325,000
2213 NEEDLE PALM DRIVE · same community
3 bd · 2 ba · 1,278 sqft · $254/sqft · 55 DOM
Sold · Dec ’25$190,000
3015 SABAL PALM DRIVE · same community
3 bd · 2 ba · 1,314 sqft · $145/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3012 UMBRELLA TREE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3012 UMBRELLA TREE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3012 UMBRELLA TREE DRIVE FAQs
What would the monthly payment be for 3012 UMBRELLA TREE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,245/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3012 UMBRELLA TREE DRIVE?+
The most recent tax bill on record (2024) was $3,908. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Edgewater?+
At $278,000, this home is listed about 16% below the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3012 UMBRELLA TREE DRIVE?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY CW PROPERTIES L · Cherelle Colin. MLS #V4949756.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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