103 ALOHA TERRACE, PORT ORANGE, FL, 32129
Active39 days on marketListed Jun 19, 2026MLS #V4949747
About this home
103 ALOHA TERRACE
Affordable homeownership without the monthly surprises. At 103 Aloha Terrace, you own the land, there is no HOA, and no lot rent, giving you the freedom and flexibility that's becoming harder to find in Port Orange. Inside, this updated 2-bedroom, 2-bath home offers over 1,100 square feet of comfortable living space with luxury vinyl plank flooring throughout, fresh interior finishes, and an open layout that feels bright and inviting. The kitchen features updated appliances, ample counter space, and a breakfast bar that connects seamlessly to the main living area. A spacious Florida room adds valuable bonus space for relaxing, hobbies, a home office, or entertaining guests. Outside, the fenced backyard provides room to spread out, garden, play, or simply enjoy the Florida sunshine. An oversized carport offers covered parking, while the storage shed gives you extra space for tools, equipment, and seasonal items. Conveniently located near shopping, dining, healthcare, parks, and just a short drive from the beach, this property delivers the combination buyers are looking for: move-in ready, centrally located, and free from HOA fees and lot rent. All measurements and information are deemed reliable but should be independently verified by buyer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0.16 ac
Lot size
1976
Year built
One
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,430 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,430/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Orange actives
$152 vs $220
Days on market
39 vs 37 typical
Where $152/sqft sits among the 222 Port Orange actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Orange
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Orange. See the full Port Orange guide →
PORT ORANGE 32129 — neighborhood snapshot
Population
23,356
Median age
43.8
Median income
$65,936
Median home value
$241,500
Avg household
2.21
Households w/ children
2,445
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$355K → $371K
Port Orange median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
111 of 222
Port Orange actives have cut their price
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the PORT ORANGE 32129 median. See the full Port Orange market guide →
Paper trail
This home's history
Reality check
What actually sold near 103 ALOHA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$149,000
119 ALOHA TERRACE · same community
2 bd · 2 ba · 1,226 sqft · $122/sqft · 55 DOM
Sold · Mar ’26$210,000
121 ALOHA TERRACE · same community
3 bd · 2 ba · 1,344 sqft · $156/sqft · 140 DOM
Sold · Apr ’26$140,000
112 BAREFOOT TRAIL · same community
3 bd · 2 ba · 924 sqft · $152/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 103 ALOHA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103 ALOHA TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
103 ALOHA TERRACE FAQs
What would the monthly payment be for 103 ALOHA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,430/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 103 ALOHA TERRACE?+
The most recent tax bill on record (2025) was $1,952. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Orange?+
At $175,000, this home is listed about 52% below the Port Orange median of $367,450. The market section on this page shows how the area is trending.
Which schools are assigned to 103 ALOHA TERRACE?+
Sugar Mill Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT ORANGE 32129 market on paper
$175,000 is 41% below the PORT ORANGE 32129 median of $299,000, and at $152/sqft it sits under the Port Orange average of $248.
02Strong assigned schools
Sugar Mill Elementary School, Silver Sands Middle School, Spruce Creek High School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $195,000, now $175,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Stacy Kelly. MLS #V4949747.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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