820 S HILL AVENUE UNIT 40, DELAND, FL, 32724
Active48 days on marketListed Jun 21, 2026MLS #V4949734
About this home
820 S HILL AVENUE UNIT 40
Virtually Staged. Welcome to easy Florida living in this charming 2-bedroom, 2-bath home nestled in a sought-community just minutes from the heart of DeLand. Designed for comfort and convenience, this well-maintained home offers a spacious open-concept living and dining area, perfect for entertaining guests or enjoying a quiet evening at home. Cozy up with a good book and unwind by the electric fireplace at the end of the day. The updated kitchen features beautiful new cabinetry, a gas stove, and convenient indoor laundry, making everyday living both functional and enjoyable. Fresh interior paint adds a bright, welcoming feel throughout the home. One of the home's standout features is the expansive Florida room, providing additional living space to enjoy year-round. Two sets of French doors fill the room with natural light, while hurricane shutters offer added protection and peace of mind during storm season. Major updates have already been completed, including a new roof in 2024, water heater in 2022, and an A/C system approximately 7 years old, allowing you to move in with confidence. Whether you're searching for a full-time residence or a seasonal retreat, this inviting home offers the perfect blend of comfort, space, and low-maintenance living. Conveniently located near shopping, dining, medical facilities, and historic downtown DeLand, you'll enjoy all the best that Central Florida has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,196
Sqft
0.04 ac
Lot size
1971
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,098 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,098/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.2%
$/sqft vs Deland actives
$175 vs $204
Days on market
48 vs 47 typical
Where $175/sqft sits among the 400 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
DELAND 32724 — neighborhood snapshot
Population
43,615
Median age
43.7
Median income
$72,729
Median home value
$283,100
Avg household
2.43
Households w/ children
4,433
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
205 of 400
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 820 S HILL AVENUE UNIT 40
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$142,000
230 ELMWOOD AVENUE
2 bd · 2 ba · 1,063 sqft · $134/sqft · 8 DOM
Sold · Sep ’25$230,000
1525 S HAYDEN ROAD
2 bd · 2 ba · 1,008 sqft · $228/sqft · 9 DOM
Sold · Mar ’26$321,500
1398 RILEY CIRCLE
3 bd · 2 ba · 1,385 sqft · $232/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 820 S HILL AVENUE UNIT 40 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 820 S HILL AVENUE UNIT 40 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
820 S HILL AVENUE UNIT 40 FAQs
What would the monthly payment be for 820 S HILL AVENUE UNIT 40?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,098/mo — principal and interest, the actual property-tax bill, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 820 S HILL AVENUE UNIT 40?+
The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 820 S HILL AVENUE UNIT 40?+
The most recent tax bill on record (2025) was $3,058. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 820 S HILL AVENUE UNIT 40?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $209,000, this home is listed about 45% below the Deland median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 820 S HILL AVENUE UNIT 40?+
Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LIVELY REAL ESTATE · Tracy Snow. MLS #V4949734.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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