489 LADY GRACE PLACE, DELAND, FL, 32724
Active45 days on marketListed Jun 20, 2026MLS #V4949726
Come see it
Upcoming open house
Sat, Aug 8
2:00 PM – 4:00 PM
About this home
489 LADY GRACE PLACE
MOTIVATED AND READY TO MOVE! A rare find in the highly desirable Victoria Oaks community! This beautifully maintained Cali model, built in 2022, featuring a spectacular SCREENED ENCLOSED PRIVATE POOL that is heated and salt water making this the perfect outdoor entertainment area. The open-concept floor plan seamlessly connects the living, dining, and kitchen spaces, creating a bright and inviting atmosphere ideal for everyday living and entertaining. The home features beautiful ceramic tile throughout the home. The kitchen is the heart of the home, showcasing granite countertops, stainless steel appliances, white shaker cabinetry, a spacious corner pantry, and a large center island perfect for meal preparation, casual dining, or gathering with family and friends. The spacious primary suite overlooks the private pool area and features a en-suite bathroom with dual granite vanities, a private water closet, an upgraded walk-in tiled shower, a custom walk-in closet, and an additional linen closet for extra storage. Three additional bedrooms provide plenty of flexibility for family, guests, or a home office. Step outside to your own backyard retreat. The screened lanai opens to a beautiful paver pool deck designed for relaxation and entertaining. A paver walkway leads to the pool area, while a separate patio provides the perfect setting for a fire pit and outdoor gatherings. The fully fenced backyard offers privacy with no rear neighbors directly behind you but offers plenty of space for pets, play, and outdoor activities. Additional features include a smart home technology package, all kitchen appliances, blinds, upgraded ceiling fans, and designer light fixtures. Epoxy Garage Floor making maintenance effortless. Victoria Oaks is a community surrounded by natural beauty and outstanding resort-style amenities. The HOA includes cable TV, high-speed internet, reclaimed water for irrigation, and access to three amenity centers featuring fitness facilities, resort-style pools, walking and biking trails, playgrounds, volleyball courts, and gathering spaces. The community clubhouse is available for special events and celebrations, making it easy to enjoy the Florida lifestyle year-round. Conveniently located near shopping, dining, medical facilities, and major highways, this exceptional home offers the best comfort, convenience, and community living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,846
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,383 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,383/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Deland actives
$216 vs $205
Days on market
45 vs 43 typical
Where $216/sqft sits among the 384 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
DELAND 32724 — neighborhood snapshot
Population
43,615
Median age
43.7
Median income
$72,729
Median home value
$283,100
Avg household
2.43
Households w/ children
4,433
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
193 of 384
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 489 LADY GRACE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$333,000
324 CAMILLA ROAD · same community
4 bd · 2 ba · 1,846 sqft · $180/sqft · 6 DOM
Sold · Aug ’25$340,000
415 ANNE STREET · same community
4 bd · 2 ba · 1,828 sqft · $186/sqft · 63 DOM
Sold · May ’26$323,000
336 CAMILLA ROAD · same community
4 bd · 2 ba · 1,828 sqft · $177/sqft · 392 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 489 LADY GRACE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 489 LADY GRACE PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
489 LADY GRACE PLACE FAQs
What would the monthly payment be for 489 LADY GRACE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,383/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 489 LADY GRACE PLACE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 489 LADY GRACE PLACE?+
The most recent tax bill on record (2025) was $5,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 489 LADY GRACE PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $398,000, this home is listed about 4% above the Deland median of $382,900. The market section on this page shows how the area is trending.
Which schools are assigned to 489 LADY GRACE PLACE?+
Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$398,000 runs 24% above the DELAND 32724 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $399,900, now $398,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LANE REALTY SERVICES, LLC · Pam Dean. MLS #V4949726.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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