David Ramirez
$779,0002 bd2 ba1,490 sqft$523 /sqft$4,965 /mo all-in ↓

1200 N HART ROAD, GENEVA, FL, 32732

Active43 days on marketListed Jun 20, 2026MLS #V4949715

Private poolSingle Family ResidenceACREAGE & UNREC

About this home

1200 N HART ROAD

NO HOA, Bring your horses! This Beautiful 2-bedroom 2- full bath home has a 39'x18' detached workshop/garage with a breezeway connecting it to the home, easily turn it into a 3rd bedroom, game room or even a mother-in-law suite! Also, a 2-car garage attached to the home, lots of space for all your toys! There is another enclosed workshop 12x30 with a loft for extra storage space at the end of a 4-stall pole barn. Almost 10 acres completely fenced with 6 horse stalls and a round pen. This home offers an open floor plan with a fireplace in the family room overlooking the pool and hot tub, a great place to entertain and BBQ. A split floor plan with a convenient inside laundry room and a Lani with a quiet view to relax and drink your morning coffee. Roof 2023, detached garage roof 2016, AC 2007

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,490

Sqft

9.63 ac

Lot size

2

Garage

1995

Year built

One

Levels

$523

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Gas Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Open Floorplan · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesEast
ExteriorStorage

Community & fees

Taxes (2025)$3,715/yr

Utilities & systems

UtilitiesPublic
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,965 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,203
PMI (est., until 20% equity)$292
Property tax — 2025 actual bill$310
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,900
Interest rate6.00%
Loan term

Estimated payment

$4,965/mo

Principal & interest$4,203
PMI (est., until 20% equity)$292
Property taxes (actual bill)$310
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ACREAGE & UNREC

$523 vs $374

Days on market

43 vs 69 typical

Where $523/sqft sits among the 120 homes for sale in ACREAGE & UNREC

61
29 · this home
16
2
3
9
$158–380$380–602$602–824$824–1046$1046–1268$1268+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Geneva

Map of 1200 N HART ROAD

Drive times from this address

Downtown Orlando46 min
Orlando Int’l Airport (MCO)55 min
Universal Orlando59 min
Walt Disney World72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Geneva. See the full Geneva guide →

GENEVA 32732 — neighborhood snapshot

Population

5,164

Median age

45

Median income

$112,222

Median home value

$466,500

Avg household

2.88

Households w/ children

477

For the school run

Seminole County School District

ElementaryGeneva Elementary School★★★★
MiddleChiles Middle School★★★★
HighOviedo High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Geneva market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$465K$686K

Geneva median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

42 of 120

ACREAGE & UNREC have cut their price

Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the GENEVA 32732 median. See the full Geneva market guide →

Paper trail

This home's history

Jun 20, 2026Listed at $779,000 · 43 days on market since
1995Built · ACREAGE & UNREC

Reality check

What actually sold near 1200 N HART ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

33254 OAKWOOD ROADSold · Dec ’25

$215,000

33254 OAKWOOD ROAD · same community

3 bd · 2 ba · 1,456 sqft · $148/sqft · 294 DOM

289 E MAINE AVENUESold · Dec ’25

$322,000

289 E MAINE AVENUE · same community

3 bd · 1.5 ba · 1,564 sqft · $206/sqft · 120 DOM

499 W BALTIMORE DRIVESold · Dec ’25

$248,000

499 W BALTIMORE DRIVE · same community

3 bd · 2 ba · 1,366 sqft · $182/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1200 N HART ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1200 N HART ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1200 N HART ROAD FAQs

What would the monthly payment be for 1200 N HART ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,965/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1200 N HART ROAD?+

The most recent tax bill on record (2025) was $3,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Geneva?+

At $779,000, this home is listed about 8% below the Geneva median of $849,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1200 N HART ROAD?+

Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$779,000 runs 77% above the GENEVA 32732 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FLORIDA REALTY INVESTMENTS · Liz Laney. MLS #V4949715.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1200 N HART ROAD, GENEVA, FL — 2 Bed, 2 Bath — $779,000 | CENTURY 21 Edge