6315 PALMAS BAY CIRCLE, PORT ORANGE, FL, 32127
Active50 days on marketListed Jun 17, 2026MLS #V4949630
About this home
6315 PALMAS BAY CIRCLE
Welcome to Palmas Bay, one of Port Orange's most desirable gated waterfront communities. This custom riverfront home offers the kind of views and privacy that are becoming harder to find. Situated across from the protected Doris Leeper Preserve, you'll enjoy a natural backdrop with no homes or future development across the water—just endless views, wildlife, beautiful sunsets, and the peaceful Florida lifestyle you have been dreaming about. With 4 bedrooms, 4.5 bathrooms, and an expansive 3-car garage, the home is thoughtfully designed to accommodate everyday living, visiting guests, hobbies, and effortless entertaining. The versatile floor plan features a private downstairs guest suite with its own bathroom, an additional guest bedroom, and a convenient pool-access half bath that makes indoor-outdoor living easy. The kitchen flows naturally into the family room, creating an inviting central gathering area framed by a fireplace and tranquil water views. Nearby, a light-filled sunroom offers the perfect spot to sip morning coffee while boats drift along the river. The main level also includes a generous formal living room, ideal for hosting holidays, celebrations, and memorable get-togethers. The primary suite is tucked away upstairs and feels like a private retreat. Features include a fireplace, private office, oversized walk-in closets, double vanity, and a private balcony overlooking the backyard and river. An adjoining fourth bedroom provides flexibility for a nursery, fitness room, second office, sitting room, or additional guest space. Step outside and discover what makes this property truly special. The backyard was designed to enjoy waterfront living with a private dock, pool, spa, multiple firepit areas, mature landscaping, storage shed, and a unique treehouse that could be used as a play space, art studio, reading retreat, or creative workspace. Whether you enjoy boating, kayaking, paddleboarding, fishing, entertaining friends, or simply relaxing by the water, this property offers something for everyone. The oversized garage provides plenty of room for vehicles, golf carts, tools, and recreational equipment. Palmas Bay is known for its beautiful waterfront homes, privacy, and convenient location near shopping, dining, golf courses, medical facilities, and some of Central Florida's most beautiful beaches. You're just minutes from New Smyrna Beach, Daytona Beach Shores, Ponce Inlet, and all the outdoor recreation the area has to offer. Properties with protected preserve views, private docks, flexible living spaces, and this much outdoor enjoyment rarely become available. If you've been searching for a true waterfront estate with room to spread out, entertain, and enjoy everything Florida living has to offer, this home deserves a closer look.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,752
Sqft
1.1 ac
Lot size
3
Garage
1986
Year built
Two
Levels
$315
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,940 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,940/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Orange actives
$315 vs $218
Days on market
50 vs 39 typical
Where $315/sqft sits among the 216 Port Orange actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Orange
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Orange. See the full Port Orange guide →
PORT ORANGE 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$355K → $350K
Port Orange median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
122 of 216
Port Orange actives have cut their price
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 261% above the PORT ORANGE 32127 median. See the full Port Orange market guide →
Paper trail
This home's history
Reality check
What actually sold near 6315 PALMAS BAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$855,000
682 FERNCLIFF DRIVE
4 bd · 4 ba · 3,173 sqft · $269/sqft · 260 DOM
Sold · Jul ’26$450,000
1831 TURNBULL LAKES DRIVE
3 bd · 3 ba · 2,512 sqft · $179/sqft · 138 DOM
Sold · May ’26$490,000
6062 DALFORD ROAD
5 bd · 3 ba · 2,319 sqft · $211/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6315 PALMAS BAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6315 PALMAS BAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6315 PALMAS BAY CIRCLE FAQs
What would the monthly payment be for 6315 PALMAS BAY CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,940/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6315 PALMAS BAY CIRCLE?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6315 PALMAS BAY CIRCLE?+
The most recent tax bill on record (2025) was $12,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6315 PALMAS BAY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Orange?+
At $1,499,000, this home is listed about 305% above the Port Orange median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6315 PALMAS BAY CIRCLE?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,499,000 runs 261% above the PORT ORANGE 32127 median — but at 4,752 sqft it's also nearly 3 times the size of the typical Port Orange listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Janet Fuller. MLS #V4949630.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Orange homes, in your inbox
Like 6315 PALMAS BAY CIRCLE but not quite? A daily digest of every new listing in Port Orange — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →