132 LAKE MARIAM WAY, WINTER HAVEN, FL, 33884
Active30 days on marketListed Jul 3, 2026MLS #V4949607
About this home
132 LAKE MARIAM WAY
Exceptional value in the gated community of Lake Mariam Hills! This spacious 4 bedroom home presents a rare opportunity to purchase in one of Winter Haven's most desirable neighborhoods at a price that reflects the opportunity for updating. Offering a functional floor plan, generous room sizes, and solid construction, this property is ready for a new owner to add their personal style. Residents here enjoy beautiful surroundings, mature landscaping, and a peaceful residential setting. The home's location provides convenient access to Downtown Winter Haven, the famous Chain of Lakes, numerous parks, golf courses, walking trails, and outdoor recreation opportunities. Enjoy weekends boating, fishing, or exploring nearby attractions including LEGOLAND® Florida Resort and Lake Howard Nature Park. Everyday conveniences are just minutes away, including shopping, dining, healthcare facilities, and Winter Haven Hospital. The property is also conveniently located near public and private schools, making it an attractive option for a variety of buyers. Easy access to Cypress Gardens Boulevard, US-17, the Polk Parkway, and I-4 allows for convenient travel to Lakeland, Orlando, and Tampa. Don't miss the chance to make this property your own and enjoy all that this sought-after community has to offer.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,207
Sqft
0.31 ac
Lot size
2
Garage
1995
Year built
One
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,297 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,297/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.7%
$/sqft vs Winter Haven actives
$136 vs $170
Days on market
30 vs 42 typical
Where $136/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33884 — neighborhood snapshot
Population
36,395
Median age
45.3
Median income
$70,516
Median home value
$269,400
Avg household
2.58
Households w/ children
3,777
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
192 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 132 LAKE MARIAM WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$362,450
115 LAKE MARIAM WAY · same community
4 bd · 2 ba · 2,113 sqft · $172/sqft · 248 DOM
Sold · Mar ’26$406,000
418 SMILEY COURT · same community
3 bd · 2 ba · 2,054 sqft · $198/sqft · 9 DOM
Sold · Nov ’25$495,000
136 LAKE MARIAM WAY · same community
4 bd · 2 ba · 2,467 sqft · $201/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 132 LAKE MARIAM WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 132 LAKE MARIAM WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
132 LAKE MARIAM WAY FAQs
What would the monthly payment be for 132 LAKE MARIAM WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,297/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 132 LAKE MARIAM WAY?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 132 LAKE MARIAM WAY?+
The most recent tax bill on record (2025) was $2,403. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 132 LAKE MARIAM WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $300,000, this home is listed about 5% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 132 LAKE MARIAM WAY?+
Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Jourdan Hoover. MLS #V4949607.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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