
11 RIO PINAR TRAIL, ORMOND BEACH, FL, 32174
Active39 days on marketListed Jun 11, 2026MLS #V4949552
About this home
11 RIO PINAR TRAIL
Nestled beneath a canopy of majestic oak trees in The Trails community of Ormond Beach, this beautifully maintained 3-bedroom plus bonus room, 2-bath home offers the perfect blend of space, comfort, and functionality. Situated in one of Ormond Beach's most established neighborhoods, this property provides a desirable ranch-style floor plan with multiple living spaces, abundant storage, and access to exceptional community amenities, including a resort style pool. Step inside to discover a sprawling, open layout featuring tile flooring throughout the main living areas. The welcoming foyer leads to a formal dining room. The spacious living room serves as the heart of the home, highlighted by a charming painted brick fireplace and a large bay window that fills the space with natural light while creating a warm and inviting atmosphere. The living area flows seamlessly into the oversized eat-in kitchen, designed for both everyday living and entertaining. Features include granite countertops, stainless steel appliances, abundant cabinetry, generous prep space, a breakfast bar, and a sunny bay window overlooking the Florida room and fenced in backyard. Just off the living room, a versatile pass-through area connects to the laundry room and offers the perfect space for a home office, organization center, or additional storage. One of the home's standout features is the expansive bonus room, offering endless flexibility as a fourth bedroom, home office, fitness room, media room, playroom, or hobby space. A long hallway lined with multiple storage closets leads to the private bedrooms. The guest bedrooms feature built-in closets and share an updated bathroom with a updated vanity and tub/shower combination. The spacious primary suite offers a large walk-in closet and an updated en-suite bath with a walk-in shower and modern vanity. Recent updates provide peace of mind and improved energy efficiency, including Andersen windows installed in 2021, a roof replaced in 2018, a water heater replaced in 2018, and solar panels designed to help reduce monthly utility costs. Additional highlights include a two-car garage, generous storage throughout, and a bright Florida room that expands the living space and offers the perfect place to enjoy morning coffee or unwind after a long day. Residents of The Trails enjoy access to a community swimming pool, miles of walking and biking trails, and direct connectivity to Nova Community Park, which features tennis courts, playgrounds, ball fields, a recreation center, and expansive green spaces. Conveniently located near shopping, dining, healthcare facilities, highly rated schools, and just minutes from the beautiful beaches of Ormond Beach, this exceptional home offers the ideal combination of location, lifestyle, updates, and value. Experience the charm, convenience, and community that make The Trails one of Ormond Beach's most desirable places to call home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,120
Sqft
0.33 ac
Lot size
2
Garage
1978
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,105 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,105/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.9%
$/sqft vs Ormond Beach actives
$189 vs $236
Days on market
39 vs 41 typical
Where $189/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Trails
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
The Trails — neighborhood snapshot
Population
1,083
Median age
52
Median income
$102,299
Median home value
$377,301
Avg household
2
Households w/ children
105
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 11 RIO PINAR TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$375,000
35 WHIPPOORWILL LANE
3 bd · 2 ba · 2,119 sqft · $177/sqft · 25 DOM
Sold · Dec ’25$280,000
96 OLD BARN TRAIL
4 bd · 2.5 ba · 2,148 sqft · $130/sqft · 192 DOM
Sold · Nov ’25$435,000
931 OLD MILL RUN
4 bd · 3 ba · 2,192 sqft · $198/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11 RIO PINAR TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 RIO PINAR TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11 RIO PINAR TRAIL FAQs
What would the monthly payment be for 11 RIO PINAR TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,105/mo — principal and interest, the actual property-tax bill, the $91/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11 RIO PINAR TRAIL?+
The association fee works out to $91 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11 RIO PINAR TRAIL?+
The most recent tax bill on record (2025) was $3,864. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11 RIO PINAR TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $400,000, this home is listed about 6% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 11 RIO PINAR TRAIL?+
Tomoka Elementary School (elementary), David C. Hinson Senior Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Hilary Deininger, PLLC. MLS #V4949552.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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