David Ramirez
$324,900$327,0003 bd2 ba1,892 sqft$172 /sqft$2,443 /mo all-in ↓

2287 BELEN DRIVE, DELTONA, FL, 32738

Active48 days on marketListed Jun 9, 2026MLS #V4949516

Reduced $2KSingle Family ResidenceDELTONA LAKES UNIT 41

About this home

2287 BELEN DRIVE

NO HOA! PRICE IMPROVEMENT! Spacious Brick 3 Bedroom, 2 Bath Home with Bonus Flex Spaces and Oversized Fenced Yard! Welcome home to this well maintained Deltona property offering the perfect combination of comfort, flexibility and outdoor living. This 3 bedroom, 2 bath brick homes features 1,892 square feet of heated living space plus additional bonus areas that provide endless possibilities for a home office, gym, hobby room, craft space, playroom or extra storage. The home features a comfortable layout with tile flooring in the main living areas, a functional kitchen with appliances included, and plenty of room for everyday living. The oversized backyard is fully fenced with a newer white PVC fence and includes a large metal pergola - perfect for entertaining, relaxing, pets, gardening or enjoying Florida evenings. Additional highlights: NO HOA * Brick Exterior * Two car garage * All appliances included * Washer/Dryer included * Extra flex spaces * Large private backyard * Convenient Deltona location Don't miss this opportunity to own a home with space, privacy and flexibility!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,892

Sqft

0.23 ac

Lot size

2

Garage

1990

Year built

One

Levels

$172

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Range · Range Hood · Refrigerator
InteriorLiving Room/Dining Room Combo
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick · Concrete
FoundationSlab
FacesNorth
ExteriorSliding Doors

Community & fees

Taxes (2025)$2,717/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,443 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$226
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,372
Interest rate6.00%
Loan term

Estimated payment

$2,443/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$226
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$289KedgeAI estimate $325,978 · range $301K$362K$377K

vs edgeAI estimate

−0.3%

$/sqft vs Deltona actives

$172 vs $204

Days on market

48 vs 30 typical

Where $172/sqft sits among the 318 Deltona actives

63 · this home
72
75
54
27
27
$156–177$177–198$198–219$219–239$239–260$260+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deltona Lakes

Map of 2287 BELEN DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando44 min
Universal Orlando57 min
Orlando Int’l Airport (MCO)63 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

Deltona Lakes — neighborhood snapshot

Population

86,681

Median age

40

Median income

$72,296

Median home value

$254,238

Avg household

3

Households w/ children

10,582

For the school run

Volusia County School District

ElementaryForest Lake Elementary School★★★★★
MiddleDeltona Middle School★★★★★
HighDeltona High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$308K$299K

Deltona median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

146 of 318

Deltona actives have cut their price

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the DELTONA 32738 median. See the full Deltona market guide →

Paper trail

This home's history

CurrentPrice reduced to $324,900 $2K
Jun 9, 2026Listed at $327,000 · 48 days on market since
1990Built · DELTONA LAKES UNIT 41

Reality check

What actually sold near 2287 BELEN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

893 WATT CIRCLESold · Jul ’26

$355,000

893 WATT CIRCLE · same community

3 bd · 2 ba · 1,801 sqft · $197/sqft · 2 DOM

2362 GREENBRIER STREETSold · May ’26

$360,000

2362 GREENBRIER STREET · same community

3 bd · 2 ba · 1,732 sqft · $208/sqft · 3 DOM

2771 MALDIVE COURTSold · Jun ’26

$410,000

2771 MALDIVE COURT · same community

3 bd · 2 ba · 1,717 sqft · $239/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2287 BELEN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2287 BELEN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2287 BELEN DRIVE FAQs

What would the monthly payment be for 2287 BELEN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,443/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2287 BELEN DRIVE?+

The most recent tax bill on record (2025) was $2,717. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Deltona?+

At $324,900, this home is listed about 2% above the Deltona median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2287 BELEN DRIVE?+

Forest Lake Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY LLC · Wanda Rosa. MLS #V4949516.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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