David Ramirez
$314,000$319,0003 bd2 ba1,803 sqft$174 /sqft$2,500 /mo all-in ↓

195 GIBSON WAY, PORT ORANGE, FL, 32129

Active51 days on marketListed Jun 4, 2026MLS #V4949451

Reduced $5KSingle Family ResidenceBRANDY HILLS UNIT 02

About this home

195 GIBSON WAY

Welcome to this charming 3-bedroom, 2-bath home in the heart of Port Orange, offering 1,803 square feet of living space and a desirable split-bedroom floor plan. The inviting living room features a cozy wood-burning fireplace, while the kitchen boasts stainless steel appliances, ample cabinetry, and generous counter space. French doors off the dining area open to a covered lanai, creating the perfect setting for indoor-outdoor living and entertaining. The private primary suite includes a tiled walk-in shower, while the guest bath offers a tiled tub/shower combination. A versatile bonus room provides flexible space for a home office, gym, playroom, or additional living area. The spacious backyard offers plenty of room for a pool, garden, or outdoor retreat. Conveniently located near Port Orange City Center, shopping, dining, parks, and schools, this home combines comfort, convenience, and endless potential. Don't miss the opportunity to make it yours!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,803

Sqft

0.18 ac

Lot size

1979

Year built

One

Levels

$174

Per sqft

Fireplace

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorFrench Doors

Community & fees

Taxes (2025)$4,234/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,500 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,848
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$353
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,990
Interest rate6.00%
Loan term

Estimated payment

$2,500/mo

Principal & interest$1,848
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$353
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $314K
$280KedgeAI estimate $314,569 · range $291K$341K$354K

vs edgeAI estimate

−0.2%

$/sqft vs Port Orange actives

$174 vs $218

Days on market

51 vs 37 typical

Where $174/sqft sits among the 223 Port Orange actives

85 · this home
68
29
16
8
17
$152–206$206–260$260–314$314–369$369–423$423+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Orange

Map of 195 GIBSON WAY

Drive times from this address

Downtown Orlando61 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Orange. See the full Port Orange guide →

PORT ORANGE 32129 — neighborhood snapshot

Population

23,356

Median age

43.8

Median income

$65,936

Median home value

$241,500

Avg household

2.21

Households w/ children

2,445

For the school run

Volusia County School District

ElementarySugar Mill Elementary School★★★★★
MiddleSilver Sands Middle School★★★★★
HighSpruce Creek High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Orange market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$355K$371K

Port Orange median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

111 of 223

Port Orange actives have cut their price

Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the PORT ORANGE 32129 median. See the full Port Orange market guide →

Paper trail

This home's history

CurrentPrice reduced to $314,000 $5K
Jun 4, 2026Listed at $319,000 · 51 days on market since
1979Built · BRANDY HILLS UNIT 02

Reality check

What actually sold near 195 GIBSON WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

172 BRANDY HILLS DRIVESold · Mar ’26

$341,500

172 BRANDY HILLS DRIVE · same community

3 bd · 2 ba · 1,320 sqft · $259/sqft · 4 DOM

950 SAND CREST DRIVESold · Sep ’25

$330,000

950 SAND CREST DRIVE

3 bd · 2 ba · 1,816 sqft · $182/sqft · 184 DOM

1229 JEFFERY DRIVESold · Aug ’25

$279,000

1229 JEFFERY DRIVE

4 bd · 2 ba · 1,820 sqft · $153/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 195 GIBSON WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 195 GIBSON WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

195 GIBSON WAY FAQs

What would the monthly payment be for 195 GIBSON WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,500/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 195 GIBSON WAY?+

The most recent tax bill on record (2025) was $4,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 195 GIBSON WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Orange?+

At $314,000, this home is listed about 15% below the Port Orange median of $367,450. The market section on this page shows how the area is trending.

Which schools are assigned to 195 GIBSON WAY?+

Sugar Mill Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER COAST REALTY · Christina Xynidis, PA. MLS #V4949451.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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