3227 URMEY AVENUE, DELTONA, FL, 32738
Active65 days on marketListed Jun 3, 2026MLS #V4949383
About this home
3227 URMEY AVENUE
Build Your Dream Home this spacious lot in Deltona that is not in an HOA or Flood Zone! This 0.25-acre homesite at 3227 Urmey Avenue in Deltona is ready for your vision! Situated in a no-flood zone and offering approximately 81 x 135 dimensions, this spacious parcel provides plenty of room for your custom home, outdoor living space, and more. Electricity is available, making the building process even more convenient. Located in an established neighborhood, you'll enjoy the freedom of no HOA restrictions, so bring your RV, boat, trailer, or other toys without the extra fees and limitations. Conveniently located near shopping, dining, schools, parks, and major roadways, this property offers the perfect balance of privacy and accessibility. Whether you're ready to build now or invest for the future, this lot presents an excellent opportunity in one of Deltona's growing areas. Don't miss your chance to own a piece of Florida and create the lifestyle you've been dreaming of. Come explore the possibilities at 3227 Urmey Avenue, Deltona today! All Realtor information and measurements are intended to be accurate, but are not guaranteed. Buyers and their agents are responsible for verifying all property uses, including zoning, schools, HOA restrictions, pet policies, measurements, leasing rules, and any other intended uses.
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$628 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$628/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 3227 URMEY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$245,000
1243 WANDA LANE · same community
2 bd · 1.5 ba · 1,030 sqft · $238/sqft · 13 DOM
Sold · Jun ’26$255,000
1572 MONTICELLO STREET · same community
3 bd · 2 ba · 1,069 sqft · $239/sqft · 26 DOM
Sold · Nov ’25$244,400
1568 ZINNIA DRIVE · same community
2 bd · 2 ba · 1,080 sqft · $226/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3227 URMEY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3227 URMEY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3227 URMEY AVENUE FAQs
What would the monthly payment be for 3227 URMEY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $628/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3227 URMEY AVENUE?+
The most recent tax bill on record (2025) was $678. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3227 URMEY AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $65,000, this home is listed about 80% below the Deltona median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3227 URMEY AVENUE?+
Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Sherri King. MLS #V4949383.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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