David Ramirez
$309,0002 bd2 ba1,279 sqft$242 /sqft$2,500 /mo all-in ↓

138 FOX FIRE CIRCLE, DAYTONA BEACH, FL, 32114

Active58 days on marketListed May 26, 2026MLS #V4949295

Single Family ResidenceINDIGO UNIT 02

Come see it

Upcoming open house

Fri, Jul 24

4:00 PM – 6:00 PM

Hosted by Larysa Bilenka (954) 609-5771 and larsya.bilenka@florealty.com

About this home

138 FOX FIRE CIRCLE

Move-in ready and loaded with upgrades! This beautifully updated 2-bedroom, 2-bath home features luxury flooring, a fully remodeled kitchen with high-end finishes, renovated bathrooms, and a spacious bonus Florida room perfect for entertaining. Meticulously maintained, this home offers an open living and dining area with a stunning coquina stone wood-burning fireplace, plus doors leading to a private patio overlooking a peaceful wooded view. Both bedrooms include walk-in closets, and the home also features a 2-car garage. Enjoy easy Florida living in a desirable community where the HOA covers lawn care, exterior painting, termite bond, internet, and basic cable. Conveniently located just minutes from Daytona International Speedway, One Daytona, shopping, dining, hospitals, colleges, and the Worlds Most Famous Beach, with Orlando and St. Augustine only about an hour away. Schedule your private showing today! All information deemed reliable but not guaranteed. Measurements are approximate. Water Heater 2021, A/C Manufactured 2019 - Installed 2020/2021, Roof 2023.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,279

Sqft

0.09 ac

Lot size

2

Garage

1984

Year built

One

Levels

$242

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Skylight(s) · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Ground Level · Off Street
ExteriorLighting · Other · Sidewalk

Community & fees

HOA fee$170/mo
Taxes (2025)$2,572/yr
PetsCats OK, Dogs OK, Yes
CommunitySidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,500 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$214
HOA fee — from the listing$170
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,815
Interest rate6.00%
Loan term

Estimated payment

$2,500/mo

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$214
HOA / condo fee$170
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $309K
$241KedgeAI estimate $259,655 · range $251K$281K$321K

vs edgeAI estimate

+19%

Days on market

58 vs 51 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indigo

Map of 138 FOX FIRE CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando57 min
Universal Orlando69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

Indigo — neighborhood snapshot

Population

1,752

Median age

27

Median income

$49,985

Median home value

$276,400

Avg household

2

Households w/ children

181

For the school run

Volusia County School District

ElementaryPalm Terrace Elementary School★★★★
HighMainland High School★★★★★
MiddleCampbell Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer8.7 months of inventoryBuyer’s market

$262K$261K

Daytona Beach median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the DAYTONA BEACH 32114 median. See the full Daytona Beach market guide →

Paper trail

This home's history

May 26, 2026Listed at $309,000 · 58 days on market since
1984Built · INDIGO UNIT 02

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 138 FOX FIRE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 138 FOX FIRE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

138 FOX FIRE CIRCLE FAQs

What would the monthly payment be for 138 FOX FIRE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,500/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 138 FOX FIRE CIRCLE?+

The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 138 FOX FIRE CIRCLE?+

The most recent tax bill on record (2025) was $2,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 138 FOX FIRE CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $309,000, this home is listed about 5% above the Daytona Beach median of $295,165. The market section on this page shows how the area is trending.

Which schools are assigned to 138 FOX FIRE CIRCLE?+

Palm Terrace Elementary School (elementary), Mainland High School (high), Campbell Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ADVANTAGE · Eric Zimmerman. MLS #V4949295.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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