David Ramirez
$145,0001 bd1 ba630 sqft$230 /sqft$1,148 /mo all-in ↓

1401 S PALMETTO AVENUE UNIT 616, DAYTONA BEACH, FL, 32114

Active89 days on marketListed May 18, 2026MLS #V4949121

Priced 34% below the DAYTONA BEACH 32114 medianCondominiumPRESERVE AT RIVERS EDGE

About this home

1401 S PALMETTO AVENUE UNIT 616

Gated community on the Halifax River -- and inside Unit 616, this fully renovated 1BR condo delivers a spa-level bathroom you have to see: custom marble-look porcelain tile floor to ceiling, river rock mosaic floor & accent band, corner bench, 2 built-in niches, recessed lighting, combo rain + handheld showerhead on an adjustable wall-mounted slide bar, frameless glass door. Smart bidet toilet. Stone-look quartz vanity, brushed nickel bridge faucet. New coastal driftwood LVP throughout. Plantation shutters. Custom built-in walk-in closet w/shelving, rods, drawers & wicker storage baskets. Rheem tankless water heater. HVAC 2019. New LG stainless suite. Granite counters. In-unit LG washer/dryer. HOA covers cable, internet, water, sewer & trash. Resort pool, hot tub, fitness center, car wash. 2 pets/no size limit. Lock-and-leave lifestyle. Covered balcony w/fan, roll-down sunshade & storage. 2nd floor, stairs only. Schedule your showing now. Unit 616 at The Preserve at Rivers Edge is the kind of renovation that makes you realize you've been settling. Every room has been touched. Every upgrade was chosen with intention. The result is a 630-square-foot one-bedroom condo that lives like a primary suite. THE BATHROOM: Large-format marble-look porcelain tile covers every wall floor to ceiling in warm cream and soft gray veining. River rock pebble mosaic floor with a coordinating accent band above the full-length horizontal niche shelf. Separate square niche on the side wall. Tiled corner bench. Recessed ceiling lighting inside the enclosure. Wall-mounted combo showerhead on an adjustable slide bar: rain-style head and handheld -- use one, use both. Frameless glass door. Smart bidet toilet with UV nightlight. Quartz vanity, brushed nickel bridge faucet, geometric-framed mirror, grab bar. THE WALK-IN CLOSET: Floor-to-ceiling adjustable shelving on both walls. Double hanging rods. Wicker basket-style drawer unit. Natural wood hook rail at top center. LVP flows straight through. This is what a one-bedroom closet should look like -- and almost never does. THE KITCHEN: Granite countertops. Deep 50/50 undermount sink with upgraded faucet. Like new LG stainless suite: French door refrigerator, smooth-top range, over-range microwave, dishwasher. Glass tile backsplash. Full-size LG washer and dryer in dedicated in-unit laundry closet. THE MECHANICALS: Rheem Classic tankless water heater. HVAC by Carrier/CAC, installed May 2019 with a Daytona Beach city building permit -- documented, not estimated. THE BALCONY: Covered, with a wood-plank ceiling, ceiling fan, roll-down sunshade, and private storage closet. View: a canopy of mature Florida palms and native hardwoods. THE COMMUNITY: The Preserve at Rivers Edge is a gated community on the Halifax River in Daytona Beach. HOA $495.37/month covers water, sewer, and trash. Resort pool, hot tub, fitness center, car wash. Maximum 2 pets, no size limit (breed restrictions apply). Six-month minimum rental. Lock-and-leave or long-term investment -- your choice. ACCESS NOTE: 2nd floor, stairs only. No elevator. Vacant and ready to show. HOA $495.37/MONTH | 630 SQ FT

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

630

Sqft

14.54 ac

Lot size

1987

Year built

One

Levels

$230

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouthwest
ExteriorBalcony

Community & fees

Taxes (2025)$845/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityClubhouse · Fitness Center · Gated Community - Guard · Pool

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,148 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$854
FHA mortgage insurance (est.)$64
Property tax — 2025 actual bill$70
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,075
Interest rate6.00%
Loan term

Estimated payment

$1,148/mo

Principal & interest$854
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$70
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $145K
$101KedgeAI estimate $117,890 · range $105K$160K$167K

vs edgeAI estimate

+23%

$/sqft vs Daytona Beach actives

$230 vs $236

Days on market

89 vs 58 typical

Where $230/sqft sits among the 400 Daytona Beach actives

105
97 · this home
70
61
33
34
$132–184$184–236$236–288$288–339$339–391$391+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Country Club Harbor

Map of 1401 S PALMETTO AVENUE UNIT 616 inside its neighborhood boundary

Drive times from this address

Downtown Orlando58 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

Country Club Harbor — neighborhood snapshot

Population

2,079

Median age

36

Median income

$52,268

Median home value

$163,300

Avg household

2

Households w/ children

225

For the school run

Volusia County School District

ElementaryTurie T. Small Elementary School★★★★★
MiddleCampbell Middle School★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$262K$268K

Daytona Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

206 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% below the DAYTONA BEACH 32114 median. See the full Daytona Beach market guide →

Paper trail

This home's history

May 18, 2026Listed at $145,000 · 89 days on market since
1987Built · PRESERVE AT RIVERS EDGE

Reality check

What actually sold near 1401 S PALMETTO AVENUE UNIT 616

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1401 S PALMETTO AVENUE UNIT 211Sold · May ’26

$95,000

1401 S PALMETTO AVENUE UNIT 211 · same community

1 bd · 1 ba · 630 sqft · $151/sqft · 72 DOM

1401 S PALMETTO AVENUE UNIT 807Sold · Feb ’26

$125,000

1401 S PALMETTO AVENUE UNIT 807 · same community

1 bd · 1 ba · 630 sqft · $198/sqft · 87 DOM

1401 S PALMETTO AVENUE UNIT 402Sold · Oct ’25

$115,000

1401 S PALMETTO AVENUE UNIT 402 · same community

0 bd · 1 ba · 540 sqft · $213/sqft · 440 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1401 S PALMETTO AVENUE UNIT 616 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1401 S PALMETTO AVENUE UNIT 616 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1401 S PALMETTO AVENUE UNIT 616 FAQs

What would the monthly payment be for 1401 S PALMETTO AVENUE UNIT 616?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,148/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1401 S PALMETTO AVENUE UNIT 616?+

The most recent tax bill on record (2025) was $845. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1401 S PALMETTO AVENUE UNIT 616?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $145,000, this home is listed about 50% below the Daytona Beach median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1401 S PALMETTO AVENUE UNIT 616?+

Turie T. Small Elementary School (elementary), Campbell Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Debbie Weller, PA. MLS #V4949121.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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