175 ANCONA AVENUE, DEBARY, FL, 32713
Active64 days on marketListed May 21, 2026MLS #V4949073
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About this home
175 ANCONA AVENUE
Welcome to 175 Ancona Ave in the beautiful gated Riviera Bella riverfront community in DeBary, FL. This stunning home offers the perfect blend of elegance, comfort, and modern living. It’s a true gem. 2,112 sq feet including 3 bedrooms, 2 bathrooms, plus a Flex-room perfect for home office, dining room or a formal living room. Two car garage, paver driveway and tile roof. Step inside and be greeted by the grand foyer, with your Flex-room on the right. Continue into the kitchen and open family living area. The large sunlit family room leads out through the sliding doors, to the rear covered and screened patio, complete with ceiling fan and paver stone floor to deliver the perfect Florida lifestyle for relaxing and entertaining. The gourmet kitchen is a chef's dream, featuring top-of-the-line stainless appliances, gas range, granite countertops, center island, bar seating, dinette area, 42” cabinets and ample storage space including a large closet pantry, a butler’s pantry area including storage and a work desk with granite top. The master suite is a serene retreat, complete with a walk-in closet, luxurious ensuite bathroom, custom walk-in shower, soaker tub, double vanities, granite and more. There are two additional well-appointed bedrooms, a 2nd bathroom and an inside laundry/utility room, providing plenty of space for family and guests. Home includes 5 ¼” baseboards, crown molding, and a tray ceiling in the primary bedroom. Seller is offering $2,500 to a buyer to use towards closing costs or interest rate buy down. Built in 2016 with Energy Star 3.1 certified, built to M/I Homes Whole House Standards. The Riviera Bella gated riverfront community offers an array of available amenities, including a community pool, clubhouse, boat ramp to the St Johns river, park area and fitness/recreational facilities. With its convenient location, you'll have easy access to many shopping, dining/entertainment options. 40 minute ride to the beaches and located just North of downtown Orlando. Exterior of house has new paint. AC is 1 year old. Don't miss the opportunity to make this exquisite home yours. Schedule a showing today and experience the luxury and lifestyle that awaits you.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,112
Sqft
0.17 ac
Lot size
2
Garage
2016
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,464 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,464/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Debary actives
$196 vs $205
Days on market
64 vs 31 typical
Where $196/sqft sits among the 107 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riviera Bella
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
Riviera Bella — neighborhood snapshot
Population
1,372
Median age
46
Median income
$123,261
Median home value
$413,500
Avg household
3
Households w/ children
125
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $391K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
45 of 107
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 175 ANCONA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$600,000
228 VERDE WAY · same community
4 bd · 3 ba · 2,298 sqft · $261/sqft · 7 DOM
Sold · Jun ’26$655,000
192 VERDE WAY · same community
5 bd · 4 ba · 2,981 sqft · $220/sqft · 52 DOM
Sold · Apr ’26$479,000
349 ANCONA AVENUE
3 bd · 2 ba · 2,112 sqft · $227/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 175 ANCONA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 175 ANCONA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
175 ANCONA AVENUE FAQs
What would the monthly payment be for 175 ANCONA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,464/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 175 ANCONA AVENUE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 175 ANCONA AVENUE?+
The most recent tax bill on record (2025) was $6,339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 175 ANCONA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $414,900, this home is listed about 6% above the Debary median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 175 ANCONA AVENUE?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$414,900 runs 33% above the DEBARY 32713 median — but at 2,112 sqft it's also 20% larger than the typical Debary listing.
02Time on market is leverage
64 days on market against a Debary median of 31 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $424,900, now $414,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC · Brad Pavek. MLS #V4949073.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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