126 BIRCHWOOD DRIVE, PALM COAST, FL, 32137
Active79 days on marketListed May 18, 2026MLS #V4949060
About this home
126 BIRCHWOOD DRIVE
Seller Motivated! Instant equity in this one! This meticulously upgraded home on an oversized lot of .49 acres in the heart of Palm Coast offers the perfect blend of modern comfort and timeless charm. A welcoming foyer greets you as you walk through the front door, with a cozy sitting room to your right. Beyond the foyer, the heart of the home unfolds a spacious living room featuring a fireplace accent wall, soaring vaulted ceilings, and sun-filled skylights. Next to the living room. The dining room flows seamlessly into a bright, well-appointed kitchen equipped with stainless steel appliances and granite countertops. French doors connect the kitchen, family, & dining room directly to a screen-enclosed pool and patio, above ground spa with a calming waterfall into the pool, creating an effortless indoor-outdoor entertaining experience. Whether you're hosting a dinner party or enjoying a quiet morning by the pool, the layout makes it all feel natural. The thoughtfully designed split floor plan provides privacy and comfort, with a generous primary suite and a recently updated en-suite bath featuring a jetted tub, your own private sanctuary at the end of the day. All this plus a designated laundry room & oversized 2 car garage. Outside, the oversized lot offers a fenced backyard, plus a wooded area perfect for expanding your outdoor living space or letting imaginations run wild as a natural adventure zone. Major updates are already done for you, new roof (2025), A/C (2021), and water heater (2021), new LVP flooring throughout so you can move in with complete peace of mind. Lot includes 1/4 acre undeveloped land, seller motivated. Located minutes from I-95 and top-rated schools, this move-in ready gem won't last long. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,940
Sqft
0.46 ac
Lot size
2
Garage
1992
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,897 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,897/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−45.5%
$/sqft vs PALM COAST SEC 35
$170 vs $198
Days on market
79 vs 52 typical
Where $170/sqft sits among the 22 homes for sale in PALM COAST SEC 35
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
10 of 22
PALM COAST SEC 35 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 126 BIRCHWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$529,000
27 BURNING BUSH DRIVE · same community
4 bd · 3 ba · 2,969 sqft · $178/sqft · 12 DOM
Sold · Apr ’26$459,000
14 BURNLEY PLACE · same community
5 bd · 2.5 ba · 2,718 sqft · $169/sqft · 81 DOM
Sold · Jun ’26$609,900
52 BUD HOLLOW DRIVE · same community
4 bd · 3 ba · 2,536 sqft · $240/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 126 BIRCHWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 126 BIRCHWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
126 BIRCHWOOD DRIVE FAQs
What would the monthly payment be for 126 BIRCHWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,897/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 126 BIRCHWOOD DRIVE?+
The most recent tax bill on record (2025) was $6,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $499,000, this home is listed about 25% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 126 BIRCHWOOD DRIVE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,000 runs 30% above the PALM COAST 32137 median — but at 2,940 sqft it's also 55% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $529,000, now $499,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNDANCE REALTY · Nicole Brousseau. MLS #V4949060.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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