David Ramirez
$1,375,000$1,450,0004 bd3 ba2,902 sqft$474 /sqft$9,451 /mo all-in ↓

2112 S OCEAN SHORE BOULEVARD, FLAGLER BEACH, FL, 32136

Active87 days on marketListed May 7, 2026MLS #V4948963

Reduced $75KWaterfrontSingle Family ResidenceNOT IN SUBDIVISION

About this home

2112 S OCEAN SHORE BOULEVARD

Direct oceanfront living meets newer construction and thoughtful upgrades along one of Flagler Beach's most desirable stretches of A1A. Built in 2022, this custom coastal home offers 4 bedrooms, 2 full baths, and 2 half baths across approximately 2,900 square feet, all positioned to capture panoramic Atlantic views and 100 feet of frontage. Constructed with insulated concrete forms (ICF), deep foundation pilings, and a metal roof, the home was designed for durability, efficiency, and long-term performance. Impact-rated windows and doors, along with spray foam insulation, enhance storm protection and energy efficiency. The main living level features an open-concept layout with elevated finishes throughout, including vaulted shiplap ceilings, stone countertops, and custom cabinetry. The kitchen is equipped with Frigidaire Professional appliances, including a column refrigerator and freezer, induction range, and built-in features designed for both everyday living and entertaining. Sliding glass doors lead to an expansive ocean-facing balcony, creating a seamless indoor-outdoor connection. The primary suite is positioned upstairs to take full advantage of the views, offering a spacious layout with a walk-in closet and a well-appointed bath with dual vanities and a walk-in shower. Additional bedrooms provide flexibility for guests, a home office, or secondary living space. The ground level is anchored by an oversized garage designed for versatility, featuring 15-foot ceilings and 14.5 high by 18 wide and ample clearance to accommodate larger vehicles, boats, or RV storage. An elevator services all levels for added convenience and accessibility. Since completion, the current owners have made several meaningful enhancements to both function and livability. These include the addition of a whole-house Generac generator paired with a 250-gallon propane tank, a whole-house water filtration system, and solar glide shades for the sliding doors. Outdoor improvements include awnings over the exterior shower and rear entry, a newly poured concrete pad with hot water connection for the outdoor shower, and an extended driveway for additional parking. Landscaping has been upgraded with granite rock across the front, side, and rear of the property for a clean, low-maintenance finish. A 220-volt outlet has also been added in the garage to accommodate additional equipment or charging needs. Outdoor spaces are designed to maximize the coastal setting, with covered and open balcony areas overlooking the ocean and a yard that offers flexibility for future additions such as a pool or expanded entertaining space. Direct beach access is just steps away. Located between St. Augustine and Daytona Beach, Flagler Beach offers a more relaxed, residential coastal environment while remaining convenient to local dining, shops, and major roadways. This home presents a strong opportunity for a primary residence, second home, or investment property with modern construction and owner upgrades already in place.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,902

Sqft

0.12 ac

Lot size

4

Garage

2022

Year built

Two

Levels

$474

Per sqft

WaterfrontWater view

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Elevator · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s) · Wet Bar
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionICFs (Insulated Concrete Forms)
FoundationSlab
ViewWater
FacesEast
ExteriorBalcony · French Doors

Community & fees

Taxes (2025)$16,276/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,451 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,419
PMI (est., until 20% equity)$516
Property tax — 2025 actual bill$1,356
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $137,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $137,500
Interest rate6.00%
Loan term

Estimated payment

$9,451/mo

Principal & interest$7,419
PMI (est., until 20% equity)$516
Property taxes (actual bill)$1,356
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$421KedgeAI estimate $702,333 · range $438K$979K$1.4M

vs edgeAI estimate

+95.8%

$/sqft vs NOT IN SUBDIVISION

$474 vs $255

Days on market

87 vs 68 typical

Where $474/sqft sits among the 124 homes for sale in NOT IN SUBDIVISION

52
37
18
1 · this home
5
11
$130–229$229–327$327–425$425–524$524–622$622+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 2112 S OCEAN SHORE BOULEVARD

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

58 of 124

NOT IN SUBDIVISION have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 213% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,375,000 $75K
May 7, 2026Listed at $1,450,000 · 87 days on market since
2022Built · NOT IN SUBDIVISION

Reality check

What actually sold near 2112 S OCEAN SHORE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

308 MARTIN LUTHER KING BOULEVARDSold · Jan ’26

$35,658

308 MARTIN LUTHER KING BOULEVARD · same community

4 bd · 2 ba · 2,712 sqft · $13/sqft · 43 DOM

4510 CINDY ROADSold · Dec ’25

$485,000

4510 CINDY ROAD · same community

4 bd · 4 ba · 2,520 sqft · $192/sqft · 86 DOM

3800 GERBER DAIRY ROADSold · Mar ’26

$1,450,000

3800 GERBER DAIRY ROAD · same community

3 bd · 2 ba · 2,406 sqft · $603/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2112 S OCEAN SHORE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2112 S OCEAN SHORE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2112 S OCEAN SHORE BOULEVARD FAQs

What would the monthly payment be for 2112 S OCEAN SHORE BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,451/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2112 S OCEAN SHORE BOULEVARD?+

The most recent tax bill on record (2025) was $16,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Flagler Beach?+

At $1,375,000, this home is listed about 136% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2112 S OCEAN SHORE BOULEVARD?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,375,000 runs 213% above the FLAGLER BEACH 32136 median — but at 2,902 sqft it's also 41% larger than the typical Flagler Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,450,000, now $1,375,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of REALTY PROS ASSURED · Patti McKinley. MLS #V4948963.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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