28 OCEAN BREEZE CIRCLE, ORMOND BEACH, FL, 32176
Active76 days on marketListed May 4, 2026MLS #V4948886
About this home
28 OCEAN BREEZE CIRCLE
Rare opportunity to own vacant land beachside in Ormond Beach! This uncleared 90 x 86 lot is zoned R-4 and ready for its next owner to bring their vision to life. Build your dream home just a few blocks from the beach and enjoy the coastal lifestyle, with nearby access to shopping, dining, parks, and everything Ormond Beach has to offer. Information recorded in MLS is intended to be accurate but cannot be guaranteed. Everything should be independently verified. Buyer to verify all zoning, building requirements, utilities, permitting, lot dimensions, and buildability with the appropriate local authorities
Facts & features
The home at a glance
0.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,235 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,235/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ormond Beach
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 28 OCEAN BREEZE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$700,000
32 OCEAN BREEZE CIRCLE · same community
4 bd · 4.5 ba · 2,822 sqft · $248/sqft · 60 DOM
Sold · Feb ’26$899,900
41 Marden, Ormond Beach FL Drive
4 bd · 3 ba · 119 DOM
Sold · Apr ’26$275,000
59 MARGARET ROAD
2 bd · 1 ba · 744 sqft · $370/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 28 OCEAN BREEZE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28 OCEAN BREEZE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
28 OCEAN BREEZE CIRCLE FAQs
What would the monthly payment be for 28 OCEAN BREEZE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,235/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 28 OCEAN BREEZE CIRCLE?+
The most recent tax bill on record (2025) was $2,491. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $295,000, this home is listed about 31% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 28 OCEAN BREEZE CIRCLE?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Cora Winn. MLS #V4948886.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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