910 BIG TREE ROAD UNIT 12-4, SOUTH DAYTONA, FL, 32119
Active96 days on marketListed Apr 29, 2026MLS #V4948806
About this home
910 BIG TREE ROAD UNIT 12-4
Seller offering one full year of HOA dues at closing on this well-maintained 3BR/2BA two-story condo. Features include an updated eat-in kitchen (2023), private fenced patio, new HVAC (2025), bathroom updates (2025), and wood/tile flooring throughout. Located in the rear of the community for added privacy and still centrally positioned next to parks, shopping, dining, and the water. About the HOA: Florida’s updated condo safety and reserve laws require associations—especially coastal and near-coastal communities—to increase reserve funding for long-term maintenance. This statewide change has temporarily raised dues in many communities, including Jemecy Oaks, and is designed to reduce the likelihood of future special assessments. Why this timing benefits buyers: Prices in many condo communities have adjusted due to these new laws, creating an opportunity that is rarely available to everyday buyers. Purchasing now—while the sellers cover your first year of HOA dues—offers a unique chance to enter the market at a reduced cost typically only seen by investors. Move-in-ready with thoughtful updates and a valuable HOA incentive.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,442
Sqft
0.2 ac
Lot size
1991
Year built
Two
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,407 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,407/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs South Daytona actives
$132 vs $193
Days on market
96 vs 44 typical
Where $132/sqft sits among the 58 South Daytona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Daytona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know South Daytona. See the full South Daytona guide →
SOUTH DAYTONA 32119 — neighborhood snapshot
Population
22,562
Median age
47.6
Median income
$53,795
Median home value
$215,200
Avg household
2.06
Households w/ children
2,027
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The South Daytona market
$290K → $325K
South Daytona median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
30 of 58
South Daytona actives have cut their price
Median sold price, South Daytona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the SOUTH DAYTONA 32119 median. See the full South Daytona market guide →
Paper trail
This home's history
Reality check
What actually sold near 910 BIG TREE ROAD UNIT 12-4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$290,000
2944 CARRIAGE DRIVE
3 bd · 2 ba · 1,458 sqft · $199/sqft · 101 DOM
Sold · Aug ’25$310,000
2932 CARRIAGE DRIVE
3 bd · 2 ba · 1,460 sqft · $212/sqft · 23 DOM
Sold · Oct ’25$210,000
3534 FOREST BRANCH DRIVE UNIT C
2 bd · 2.5 ba · 1,421 sqft · $148/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 910 BIG TREE ROAD UNIT 12-4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 910 BIG TREE ROAD UNIT 12-4 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
910 BIG TREE ROAD UNIT 12-4 FAQs
What would the monthly payment be for 910 BIG TREE ROAD UNIT 12-4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,407/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 910 BIG TREE ROAD UNIT 12-4?+
The most recent tax bill on record (2025) was $457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 910 BIG TREE ROAD UNIT 12-4?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in South Daytona?+
At $191,000, this home is listed about 21% below the South Daytona median of $242,495. The market section on this page shows how the area is trending.
Which schools are assigned to 910 BIG TREE ROAD UNIT 12-4?+
South Daytona Elementary School (elementary), Atlantic High School (high), Campbell Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SOUTH DAYTONA 32119 market on paper
$191,000 is 29% below the SOUTH DAYTONA 32119 median of $269,000, and at $132/sqft it sits under the South Daytona average of $184.
02Time on market is leverage
96 days on market against a South Daytona median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $236,000, now $191,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GLORY INTL. REAL ESTATE CO · Kimberly Mallory. MLS #V4948806.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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