2950 N SHELL ROAD, DELAND, FL, 32720
Active44 days on marketListed Jun 10, 2026MLS #V4948479
About this home
2950 N SHELL ROAD
Seller offering up to $10,000 Buyer Credit - Waterfront Pool Home with St. Johns River Access – No HOA! A rare opportunity to own one of DeLand's few canal-front homes offering direct access to the St. Johns River and a private inground pool. Situated on a spacious, fully fenced lot, this 3-bedroom, 2.5-bath residence combines waterfront living, privacy, and convenience in one exceptional property. Perfectly located just 5 miles from the charm, dining, shopping, and year-round events of Historic Downtown DeLand, this home also offers easy access to the SunRail Station just 2.5 miles away for convenient commuting to Orlando. Outdoor enthusiasts will appreciate being only 4 miles from Lake Beresford Park, providing direct access to the popular Spring-to-Spring biking trails. Bring your boat and take advantage of your private covered boathouse with direct canal access to the beautiful St. Johns River, offering endless opportunities for fishing, cruising, and waterfront adventures. Whether you're fishing, boating, kayaking, or simply enjoying the peaceful waterfront setting, adventure begins right in your backyard. Inside, you'll find a spacious floor plan designed for comfortable living and entertaining. The large family room serves as the heart of the home, featuring a cozy wood-burning fireplace that creates a warm and inviting atmosphere for gatherings with family and friends. A wall of windows & large 16' sliding doors expand gatherings into an oversized exclosed screened porch. The inground pool & large backyard with firepit provide the perfect setting for relaxing, entertaining, or enjoying the waterfront surroundings. This property offers the lifestyle you've been searching for. Additional features include: • 2-car attached garage, plus shed • Solar panels for energy efficiency saving approximately $100 plus monthly on utilities • Hurricane-resistant windows throughout • No flood insurance claims reported - Master bath has backdoor to pool. Inside laundry room has 1/2 bath and utility sink. - Properties like this offering St. Johns River access, a private pool, and no HOA are exceptionally rare in DeLand. Don't miss your chance to own this unique waterfront oasis and experience the very best of Florida living.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,204
Sqft
0.68 ac
Lot size
2
Garage
1974
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,829 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,829/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Deland actives
$222 vs $205
Days on market
44 vs 37 typical
Where $222/sqft sits among the 396 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
DELAND 32720 — neighborhood snapshot
Population
34,633
Median age
41.4
Median income
$67,512
Median home value
$280,600
Avg household
2.59
Households w/ children
3,279
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$346K → $350K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
204 of 396
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the DELAND 32720 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2950 N SHELL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$345,000
339 FISHING LANE
3 bd · 2.5 ba · 2,160 sqft · $160/sqft · 126 DOM
Sold · Jul ’25$334,316
1323 BLUE ASH LANE
4 bd · 2 ba · 1,824 sqft · $183/sqft · 72 DOM
Sold · Oct ’25$375,000
2830 LINDA DRIVE
3 bd · 2 ba · 1,560 sqft · $240/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2950 N SHELL ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2950 N SHELL ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2950 N SHELL ROAD FAQs
What would the monthly payment be for 2950 N SHELL ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,829/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2950 N SHELL ROAD?+
The most recent tax bill on record (2025) was $6,896. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Deland?+
At $488,900, this home is listed about 29% above the Deland median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2950 N SHELL ROAD?+
Deland Middle School (middle), Woodward Avenue Elementary School (elementary), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$488,900 runs 50% above the DELAND 32720 median — but at 2,204 sqft it's also 19% larger than the typical Deland listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $498,900, now $488,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Dawn Lefevre. MLS #V4948479.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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