David Ramirez

257 LAKE LANE, DEBARY, FL, 32713

Active125 days on marketListed Mar 30, 2026MLS #V4948188

Priced 85% below the DEBARY 32713 medianPLANTATION ESTATES UNIT 16

About this home

257 LAKE LANE

Lakefront Vacant Lot – 257 Lake Ln, DeBary, Florida 32713 Build Your Dream Home on Lake Bonita Don't miss this rare opportunity to own a stunning lakefront homesite in one of DeBary's most serene neighborhoods. Located on a quiet, paved street and surrounded by well-maintained homes, this 9112 sqft. as shown on the survey on Lake Bonita offers the perfect canvas for your custom dream home. The lot gently slopes toward the water, creating an ideal setting for elevated architectural designs — think soaring decks and floor-to-ceiling windows — to capture breathtaking lake views. With the parcel backing directly up to Lake Bonita, you'll enjoy exceptional privacy and natural beauty right in your own backyard. The surrounding area is experiencing exciting growth, with new, larger homes being built nearby — a strong indicator of rising property values and long-term investment potential. A wetland delineation has already been completed, helping to streamline your due diligence and get you one step closer to breaking ground. Opportunities like this don't last. Secure your piece of lakefront paradise today. Highlights: 9112 sq. ft. lakefront lot on Lake Bonita Located on a paved street in an established DeBary neighborhood Gentle slope ideal for elevated home designs and water views Wetland delineation already completed Growing area with new construction nearby

Facts & features

The home at a glance

0.15 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$531/yr

Utilities & systems

UtilitiesBB/HS Internet Capable · Cable Available · Electricity Available · Street Lights · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$488 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$264
FHA mortgage insurance (est.)$20
Property tax — 2025 actual bill$44
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,572Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,572
Interest rate6.00%
Loan term

Estimated payment

$488/mo

Principal & interest$264
FHA mortgage insurance (est.)$20
Property taxes (actual bill)$44
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Plantation Estates

Map of 257 LAKE LANE inside its neighborhood boundary

Drive times from this address

Downtown Orlando35 min
Universal Orlando47 min
Orlando Int’l Airport (MCO)54 min
Walt Disney World60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Debary. See the full Debary guide →

Plantation Estates — neighborhood snapshot

Population

5,254

Median age

34

Median income

$79,929

Median home value

$262,123

Avg household

2

Households w/ children

617

For the school run

Volusia County School District

ElementaryDebary Elementary School★★★★
HighUniversity High School★★★★★
MiddleRiver Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Debary market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$393K$391K

Debary median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% below the DEBARY 32713 median. See the full Debary market guide →

Paper trail

This home's history

Mar 30, 2026Listed at $44,900 · 125 days on market since

Reality check

What actually sold near 257 LAKE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

313 DIRKSEN DRIVE UNIT F7Sold · May ’26

$87,500

313 DIRKSEN DRIVE UNIT F7

1 bd · 1 ba · 706 sqft · $124/sqft · 33 DOM

277 DEBARY DRIVESold · Aug ’25

$225,000

277 DEBARY DRIVE

2 bd · 1 ba · 834 sqft · $270/sqft · 136 DOM

248 DEBARY DRIVESold · Oct ’25

$230,000

248 DEBARY DRIVE

2 bd · 1 ba · 858 sqft · $268/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 257 LAKE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 257 LAKE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

257 LAKE LANE FAQs

What would the monthly payment be for 257 LAKE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $488/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 257 LAKE LANE?+

The most recent tax bill on record (2025) was $531. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Debary?+

At $44,900, this home is listed about 88% below the Debary median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 257 LAKE LANE?+

Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DEBARY 32713 market on paper

$44,900 is 85% below the DEBARY 32713 median of $307,990.

02Time on market is leverage

125 days on market against a Debary median of 31 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of UNITED REAL ESTATE PREFERRED · Jean-Claude Morin. MLS #V4948188.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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