3131 S RIDGEWOOD AVENUE UNIT 101, SOUTH DAYTONA, FL, 32119
Active141 days on marketListed Mar 25, 2026MLS #V4948118
About this home
3131 S RIDGEWOOD AVENUE UNIT 101
This waterfront 2 Bedroom, 2 Bath End Unit Condo, with a brand new A/C unit, is located in the heart of South Daytona with breathtaking views of the Intracoastal Waterway from multiple rooms. The unit has been tastefully updated with kitchen cabinets, granite countertops, Tile Flooring, vanities, and showers in both baths. Interior doors, windows and sliding doors have been updated and there is a glass storm door on the front door. The stackable washer and dryer is conveniently located in the unit. The screened porch, with storage closet, overlooks the river to enjoy beautiful sunrises, a steady stream of boats and yachts and dolphins playing in the Intracoastal. The community amenities include the riverfront pool, fitness room, kayak storage, 500 feet of beautiful riverfront with picnic table and BBQ Grill.The complex is pet friendly (up to 20 lbs). All of this, with spectacular views day and night, conveniently located close to shopping, banks and restaurants.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,165
Sqft
2.83 ac
Lot size
1988
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,451 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,451/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.4%
$/sqft vs RIVER CLUB
$197 vs $176
Days on market
141 vs 70 typical
Where $197/sqft sits among the 13 homes for sale in RIVER CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Daytona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know South Daytona. See the full South Daytona guide →
SOUTH DAYTONA 32119 — neighborhood snapshot
Population
22,562
Median age
47.6
Median income
$53,795
Median home value
$215,200
Avg household
2.06
Households w/ children
2,027
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The South Daytona market
$290K → $225K
South Daytona median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
6 of 13
RIVER CLUB have cut their price
Median sold price, South Daytona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the SOUTH DAYTONA 32119 median. See the full South Daytona market guide →
Paper trail
This home's history
Reality check
What actually sold near 3131 S RIDGEWOOD AVENUE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$130,000
3131 S RIDGEWOOD AVENUE UNIT 1080 · same community
2 bd · 2 ba · 1,013 sqft · $128/sqft · 0 DOM
Sold · Jun ’26$274,000
24040 CANAL STREET · same community
3 bd · 2 ba · 1,670 sqft · $164/sqft · 133 DOM
Sold · Dec ’25$265,000
4075 MANATEE LANE · same community
3 bd · 2 ba · 1,683 sqft · $157/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3131 S RIDGEWOOD AVENUE UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3131 S RIDGEWOOD AVENUE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3131 S RIDGEWOOD AVENUE UNIT 101 FAQs
What would the monthly payment be for 3131 S RIDGEWOOD AVENUE UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,451/mo — principal and interest, the actual property-tax bill, the $500/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3131 S RIDGEWOOD AVENUE UNIT 101?+
The association fee works out to $500 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3131 S RIDGEWOOD AVENUE UNIT 101?+
The most recent tax bill on record (2025) was $4,029. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3131 S RIDGEWOOD AVENUE UNIT 101?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in South Daytona?+
At $229,900, this home is listed about 15% below the South Daytona median of $271,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3131 S RIDGEWOOD AVENUE UNIT 101?+
South Daytona Elementary School (elementary), Atlantic High School (high), Campbell Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SOUTH DAYTONA 32119 market on paper
$229,900 is 15% below the SOUTH DAYTONA 32119 median of $270,000, and at $197/sqft it sits under the South Daytona average of $207.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $500/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
141 days on market against a South Daytona median of 70 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $239,900, now $229,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Thomas Shipman. MLS #V4948118.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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