David Ramirez
$499,0005 bd3 ba3,734 sqft$134 /sqft$3,370 /mo all-in ↓

474 E UNIVERSITY AVENUE, ORANGE CITY, FL, 32763

Active122 days on marketListed Mar 25, 2026MLS #V4948101

Private poolSingle Family ResidenceORANGE CITY

About this home

474 E UNIVERSITY AVENUE

NOW, this is an amazing opportunity! If you are looking for SPACE well then look no further! Bring the whole family, even the in-laws! Do you have TOYS, bring those too! Situated over an acre, this home features a large swimming pool for family gatherings or lazy afternoons. No HOA fees. Original wood floors. Newer Roof replaced in 2018. Great room contains a wood burning fireplace for cozy evenings. The primary bedroom has an Ensuite plus a large walk-in closet and pocket doors. The kitchen features an open style layout with wood cabinets. Plus, walk outside into a separate workshop that's included with the property with an additional 1,260 sq ft. with its own kitchenette, bedroom and bathroom all included as a great In Law Suite and large attached workshop or garages. Located in quaint Orange City it needs some love but with some TLC the potential is endless. Easy Access to I-4 then west to Orlando attractions or east to the Rivers and Beaches. Come enjoy yourself and make this your own one-of-a-kind gem with space and entertainment for all!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,734

Sqft

0.93 ac

Lot size

2

Garage

1946

Year built

One

Levels

$134

Per sqft

Private poolFireplaceGarden view

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Electric Water Heater · Range · Range Hood · Refrigerator · Trash Compactor
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Solar

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewGarden
FacesNorth
ParkingDriveway · RV Parking · Workshop in Garage
ExteriorPrivate Entrance · Private Yard · Storage

Community & fees

Taxes (2025)$615/yr

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,370 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$51
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,370/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$51
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ORANGE CITY

$134 vs $237

Days on market

122 vs 27 typical

Where $134/sqft sits among the 7 homes for sale in ORANGE CITY

0 · this home
1
3
2
0
1
$134–172$172–211$211–249$249–288$288–326$326+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orange City

Map of 474 E UNIVERSITY AVENUE

Drive times from this address

Downtown Orlando40 min
Universal Orlando52 min
Orlando Int’l Airport (MCO)58 min
Walt Disney World64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orange City. See the full Orange City guide →

ORANGE CITY 32763 — neighborhood snapshot

Population

25,667

Median age

44.8

Median income

$64,022

Median home value

$239,700

Avg household

2.31

Households w/ children

2,763

For the school run

Volusia County School District

MiddleRiver Springs Middle School★★★★★
HighUniversity High School★★★★★
ElementaryOrange City Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orange City market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$320K$309K

Orange City median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

3 of 7

ORANGE CITY have cut their price

Median sold price, Orange City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% above the ORANGE CITY 32763 median. See the full Orange City market guide →

Paper trail

This home's history

Mar 25, 2026Listed at $499,000 · 122 days on market since
1946Built · ORANGE CITY

Reality check

What actually sold near 474 E UNIVERSITY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

420 PINEAPPLE STREETSold · May ’26

$450,000

420 PINEAPPLE STREET · same community

5 bd · 3 ba · 2,770 sqft · $162/sqft · 12 DOM

345 N OAK AVENUESold · Jan ’26

$396,000

345 N OAK AVENUE · same community

5 bd · 3 ba · 2,571 sqft · $154/sqft · 115 DOM

543 N THORPE AVENUESold · Apr ’26

$252,500

543 N THORPE AVENUE · same community

5 bd · 3 ba · 2,274 sqft · $111/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 474 E UNIVERSITY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 474 E UNIVERSITY AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

474 E UNIVERSITY AVENUE FAQs

What would the monthly payment be for 474 E UNIVERSITY AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,370/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 474 E UNIVERSITY AVENUE?+

The most recent tax bill on record (2025) was $615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orange City?+

At $499,000, this home is listed about 45% above the Orange City median of $345,250. The market section on this page shows how the area is trending.

Which schools are assigned to 474 E UNIVERSITY AVENUE?+

River Springs Middle School (middle), University High School (high), Orange City Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,000 runs 75% above the ORANGE CITY 32763 median — but at 3,734 sqft it's also nearly twice the size of the typical Orange City listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

122 days on market against a Orange City median of 27 — sellers in this position are usually ready to negotiate.

Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Anne Leon. MLS #V4948101.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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