49 CROOKED PINE ROAD, PORT ORANGE, FL, 32128
Active138 days on marketListed Mar 17, 2026MLS #V4947910
About this home
49 CROOKED PINE ROAD
Your opportunity just got even better! With a recent price reduction, this home delivers exceptional value in today's market. Located in the highly desirable and active Summertrees 55+ community, this lovingly maintained lakefront home is now available as the seller is relocating out of state to be closer to grandchildren. Step into your backyard and enjoy the quiet beauty of the pond—perfect for morning coffee, evening sunsets, and unwinding—with the added peace of mind that the home stayed high and dry with no flooding during recent hurricanes. Natural light fills the home, creating a bright and welcoming atmosphere, while the screened-in patio allows year-round enjoyment of tranquil water views. One of the standout features of this location is that the community walking trails, clubhouse, and tennis courts are all within easy walking distance right from the backyard. Summertrees residents enjoy wonderful amenities including a heated pool, clubhouse, basketball court, scenic walking paths, and RV/boat storage. The HOA provides added ease by covering lawn care, termite bond, cable, and exterior painting, supporting true low-maintenance living. Ideally located just minutes from beaches, shopping, dining, entertainment, and major roadways, this move-in-ready home offers an ideal blend of comfort, convenience, and lifestyle. Bonus Opportunity: The adjacent unit is also available for purchase, offering a rare chance for multi-generational living, extended family convenience, or desirable side-by-side ownership. Home updates include a 2023 roof and new flooring! Plus, take advantage of an assumable mortgage with a low interest rate in the 2 percent range, making this home an even more exceptional value.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,295
Sqft
0.06 ac
Lot size
2
Garage
1987
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,071 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,071/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5%
$/sqft vs Port Orange actives
$192 vs $220
Days on market
138 vs 37 typical
Where $192/sqft sits among the 217 Port Orange actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summer Trees
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Orange. See the full Port Orange guide →
Summer Trees — neighborhood snapshot
Population
742
Median age
64
Median income
$83,988
Median home value
$392,900
Avg household
2
Households w/ children
72%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$355K → $371K
Port Orange median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
118 of 217
Port Orange actives have cut their price
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the PORT ORANGE 32128 median. See the full Port Orange market guide →
Paper trail
This home's history
Reality check
What actually sold near 49 CROOKED PINE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$265,000
33 LAKEPOINT CIRCLE
2 bd · 2 ba · 1,295 sqft · $205/sqft · 86 DOM
Sold · Aug ’25$215,000
68 CYPRESS POND ROAD
2 bd · 2 ba · 1,289 sqft · $167/sqft · 0 DOM
Sold · Jan ’26$289,900
1626 WOODACRES COURT
3 bd · 2 ba · 1,284 sqft · $226/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 49 CROOKED PINE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 49 CROOKED PINE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
49 CROOKED PINE ROAD FAQs
What would the monthly payment be for 49 CROOKED PINE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,071/mo — principal and interest, the actual property-tax bill, the $178/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 49 CROOKED PINE ROAD?+
The association fee works out to $178 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 49 CROOKED PINE ROAD?+
The most recent tax bill on record (2025) was $1,883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 49 CROOKED PINE ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Orange?+
At $249,000, this home is listed about 32% below the Port Orange median of $367,450. The market section on this page shows how the area is trending.
Which schools are assigned to 49 CROOKED PINE ROAD?+
Spruce Creek High School (high), Sweetwater Elementary School (elementary), Creekside Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PORT ORANGE 32128 market on paper
$249,000 is 47% below the PORT ORANGE 32128 median of $466,000, and at $192/sqft it sits under the Port Orange average of $248.
02Pool & Tennis Court & Trees/Woods & Water views
The pool and tennis court and trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
138 days on market against a Port Orange median of 37 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Spruce Creek High School, Sweetwater Elementary School, Creekside Middle School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $265,000, now $249,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Svetlana Hardwick. MLS #V4947910.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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