17 BIRCHWOOD PLACE, PALM COAST, FL, 32137
Active155 days on marketListed Mar 4, 2026MLS #V4947647
About this home
17 BIRCHWOOD PLACE
MOTHER-IN-LAW SUITE! Yes, you read that right. This stunning 2025 concrete block like new construction home offers the perfect blend of modern luxury, thoughtful design, and flexible living with 4 bedrooms and 3 full bathrooms, including a private mother-in-law suite ideal for multi-generational living. Whether you’re welcoming extended family, hosting long term guests, or creating the perfect private retreat, this home offers the space and layout to accommodate it all. Situated on a quiet cul-de-sac in the highly desirable B Section of Palm Coast, this property offers the rare combination of privacy and convenience. The location provides easy access to local schools, shopping, dining, and the beautiful nearby beaches, while still giving you the peaceful feel of a tucked away neighborhood. The cul-de-sac setting means less traffic, added privacy, and a safe place for kids and pets to play. Inside, the home showcases the modern finishes and features today’s buyers are looking for, with an open, split floor plan designed for both entertaining and everyday comfort. The spacious living area flows seamlessly into the kitchen and dining spaces, creating the perfect hub for gathering with family and friends. The kitchen is designed to impress with stylish cabinetry, sleek countertops, and ample prep space for everything from weeknight dinners to holiday hosting. The mother-in-law suite provides a private living option that’s perfect for extended family, guests, or even a potential home office or rental opportunity. The additional bedrooms offer plenty of space for a growing family, while the thoughtfully designed bathrooms feature modern fixtures and finishes that add both style and convenience. If you’ve been searching for a home that truly checks every box: new construction, multi-generational living, privacy, and a prime Palm Coast location, this is the one. Bring the kids, the in-laws, the pets, and your entertaining plans because this home was built to host, gather, and create memories for years to come.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,094
Sqft
0.23 ac
Lot size
2
Garage
2024
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,636 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,636/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.7%
$/sqft vs PALM COAST SEC 35
$181 vs $200
Days on market
155 vs 50 typical
Where $181/sqft sits among the 24 homes for sale in PALM COAST SEC 35
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
10 of 24
PALM COAST SEC 35 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 17 BIRCHWOOD PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$340,000
10 BURBANK DRIVE · same community
3 bd · 2.5 ba · 2,060 sqft · $165/sqft · 16 DOM
Sold · Feb ’26$325,000
37 BUFFALO PLAINS LANE · same community
4 bd · 2 ba · 2,238 sqft · $145/sqft · 76 DOM
Sold · Apr ’26$362,241
128 BIRD OF PARADISE DRIVE · same community
4 bd · 3 ba · 2,265 sqft · $160/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17 BIRCHWOOD PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17 BIRCHWOOD PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17 BIRCHWOOD PLACE FAQs
What would the monthly payment be for 17 BIRCHWOOD PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,636/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17 BIRCHWOOD PLACE?+
The most recent tax bill on record (2025) was $1,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $378,000, this home is listed about 5% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17 BIRCHWOOD PLACE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
02Time on market is leverage
155 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $399,000, now $378,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Kimberly Ramirez. MLS #V4947647.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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