3 RIVERWALK DRIVE UNIT 404, NEW SMYRNA BEACH, FL, 32169
Active156 days on marketListed Mar 3, 2026MLS #V4947623
About this home
3 RIVERWALK DRIVE UNIT 404
Priced to sell with a boat slip or make an offer for just the condo, your choice! Experience the ultimate Florida lifestyle in this stunning waterfront sanctuary, where every day feels like a vacation in the heart of New Smyrna Beach. A Boater's paradise, this open-concept residence is flooded with natural light, featuring a spacious living area that flows effortlessly onto a private balcony. To ensure year-round comfort, the balcony is equipped with a motorized screen, allowing you to enjoy the fresh coastal breeze at the touch of a button while keeping those pesky Florida bugs at bay. Whether you are sipping your morning coffee or hosting sunset cocktails, the beautiful water views provide a peaceful backdrop for every moment. Convenience and security are paramount here, featuring private under-building garage parking with your own reserved spot, ensuring your vehicle stays cool and protected from the salt air. Additionally, this unit includes a dedicated storage closet located right on your floor, perfect for stowing your beach gear, fishing tackle, or holiday decor without the hassle of trips to a basement or separate building. For the water enthusiast, the lifestyle is further elevated by a coveted deeded boat slip just steps from your front door, providing instant access to the Intracoastal Waterway for world-class fishing or a scenic cruise to Ponce Inlet. When you aren't on the water, the community offers an unparalleled resort-style experience. Residents enjoy a vibrant social atmosphere with access to a sparkling swimming pool, active pickleball and tennis courts, classic shuffleboard, bocce court and a beautifully appointed clubhouse with a movie room. Perfectly positioned for those who love to explore, you are just minutes from the pristine sands of the Atlantic, the charming boutiques of Flagler Avenue, and the historic Canal Street District with its local art galleries and farmer’s markets. This is more than just a home; it is an invitation to own a piece of paradise where every detail has been considered for your comfort.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,698
Sqft
0.35 ac
Lot size
1
Garage
2020
Year built
One
Levels
$359
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,369 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,369/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs New Smyrna Beach actives
$359 vs $383
Days on market
156 vs 68 typical
Where $359/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Island — neighborhood snapshot
Population
1,002
Median age
62
Median income
$79,564
Median home value
$622,700
Avg household
2
Households w/ children
61%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
208 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3 RIVERWALK DRIVE UNIT 404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$635,000
4 RIVERWALK DRIVE UNIT 304 · same community
3 bd · 2 ba · 1,697 sqft · $374/sqft · 46 DOM
Sold · Oct ’25$675,000
4 RIVERWALK DRIVE UNIT 407 · same community
3 bd · 2 ba · 1,733 sqft · $389/sqft · 6 DOM
Sold · Apr ’26$700,000
4 RIVERWALK DRIVE UNIT 201 · same community
3 bd · 2 ba · 1,773 sqft · $395/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3 RIVERWALK DRIVE UNIT 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 RIVERWALK DRIVE UNIT 404 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3 RIVERWALK DRIVE UNIT 404 FAQs
What would the monthly payment be for 3 RIVERWALK DRIVE UNIT 404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,369/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3 RIVERWALK DRIVE UNIT 404?+
The most recent tax bill on record (2025) was $8,269. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3 RIVERWALK DRIVE UNIT 404?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $610,000, this home is listed about 19% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3 RIVERWALK DRIVE UNIT 404?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$610,000 runs 18% above the NEW SMYRNA BEACH 32169 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
156 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $620,000, now $610,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC · Matt Miller. MLS #V4947623.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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