David Ramirez
$454,000$479,0004 bd2.5 ba2,410 sqft$188 /sqft$3,522 /mo all-in ↓

2029 APALACHICOLA LANE, SANFORD, FL, 32771

Active161 days on marketListed Feb 27, 2026MLS #V4947584

Reduced $25KSingle Family ResidenceRIVERBEND AT CAMERON HEIGHTS

About this home

2029 APALACHICOLA LANE

Welcome to this beautifully maintained home in Riverbend at Cameron Heights, one of Sanford’s most desirable newer communities! Built in 2023 by D.R. Horton, this popular Galen model, located only steps from the playground across the street, offers 4 bedrooms, 2.5 bathrooms, and over 2,400 square feet of thoughtfully designed living space. From the moment you step inside, you’ll appreciate the open-concept floor plan that seamlessly connects the kitchen, dining, and living areas — perfect for entertaining and everyday living. The spacious kitchen overlooks the main living areas and features granite countertops, stainless steel appliances (including microwave and dishwasher), and beautiful 18x18 ceramic tile throughout the main areas. Double block construction provides added durability and peace of mind. Upstairs, the generous primary suite offers a large walk-in closet and a spa-inspired bathroom complete with dual sinks and granite countertops. Ceiling fans are installed in all bedrooms for added comfort. This home is fully equipped as a Smart Home, including: Smart porch light switch Smart door lock Smart thermostat Video doorbell Touchscreen control hub Driveway and backyard cameras Smart garage door opener Front door lock with Echo & Dot integration All systems can be conveniently controlled via your phone app or any Alexa-enabled device. Additional highlights include a metered sprinkler system and a spacious 20x20 two-car garage. Residents of Riverbend at Cameron Heights enjoy fantastic community amenities, including a resort-style pool with cabana and a playground. The location is unbeatable — with quick access to SR-417, I-4, historic downtown Sanford, and Orlando Sanford International Airport. Don’t miss your opportunity to own this move-in ready, nearly new smart home in a prime Sanford location!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,410

Sqft

0.13 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$188

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorLighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$91/mo
Taxes (2024)$4,776/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,522 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,673
FHA mortgage insurance (est.)$201
Property tax — 2024 actual bill$398
HOA fee — from the listing$91
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,890Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,890
Interest rate6.00%
Loan term

Estimated payment

$3,522/mo

Principal & interest$2,673
FHA mortgage insurance (est.)$201
Property taxes (actual bill)$398
HOA / condo fee$91
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $454K
$436KedgeAI estimate $523,635 · range $499K$562K$585K

vs edgeAI estimate

−13.3%

$/sqft vs Sanford actives

$188 vs $218

Days on market

161 vs 32 typical

Where $188/sqft sits among the 397 Sanford actives

67
93 · this home
96
66
43
32
$154–181$181–208$208–235$235–262$262–289$289+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanford

Map of 2029 APALACHICOLA LANE

Drive times from this address

Downtown Orlando34 min
Orlando Int’l Airport (MCO)43 min
Universal Orlando47 min
Walt Disney World59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

SANFORD 32771 — neighborhood snapshot

Population

59,708

Median age

38.7

Median income

$74,520

Median home value

$332,500

Avg household

2.66

Households w/ children

7,359

For the school run

Seminole County School District

ElementaryGoldsboro Elementary Magnet★★★★
ElementaryIdyllwilde Elementary School★★★★★
ElementaryBentley Elementary School★★★★★
HighSeminole High School★★★★★
ElementaryWilson Elementary School★★★★
MiddleMarkham Woods Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$354K$380K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

211 of 397

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the SANFORD 32771 median. See the full Sanford market guide →

Paper trail

This home's history

CurrentPrice reduced to $454,000 $25K
Feb 27, 2026Listed at $479,000 · 161 days on market since
2023Built · RIVERBEND AT CAMERON HEIGHTS

Reality check

What actually sold near 2029 APALACHICOLA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2036 WHITE PELICAN TERRACESold · Apr ’26

$475,000

2036 WHITE PELICAN TERRACE · same community

5 bd · 3 ba · 2,626 sqft · $181/sqft · 11 DOM

2055 WHITE PELICAN TERRACESold · Apr ’26

$390,000

2055 WHITE PELICAN TERRACE · same community

4 bd · 2 ba · 1,846 sqft · $211/sqft · 38 DOM

2016 WHITE PELICAN TERRACESold · Jun ’26

$380,000

2016 WHITE PELICAN TERRACE · same community

3 bd · 2 ba · 1,697 sqft · $224/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2029 APALACHICOLA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2029 APALACHICOLA LANE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

2029 APALACHICOLA LANE FAQs

What would the monthly payment be for 2029 APALACHICOLA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,522/mo — principal and interest, the actual property-tax bill, the $91/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2029 APALACHICOLA LANE?+

The association fee works out to $91 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2029 APALACHICOLA LANE?+

The most recent tax bill on record (2024) was $4,776. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2029 APALACHICOLA LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sanford?+

At $454,000, this home is listed about 19% above the Sanford median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2029 APALACHICOLA LANE?+

Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$454,000 runs 28% above the SANFORD 32771 median — but at 2,410 sqft it's also 38% larger than the typical Sanford listing.

02Time on market is leverage

161 days on market against a Sanford median of 32 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $479,000, now $454,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of LIVELY REAL ESTATE · Giovanny Gorostiaga Burgos. MLS #V4947584.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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