7909 FERNLEAF DRIVE, ORLANDO, FL, 32836
Active140 days on marketListed Mar 5, 2026MLS #V4947567
About this home
7909 FERNLEAF DRIVE
Welcome to this beautiful 4-bedroom, 3-bath pool home located in the highly desirable Dr. Phillips community of Orlando. Situated in the established neighborhood of Sand Lake Cove, this spacious single-story residence offers approximately 2,252 square feet of living space on a generous 0.21-acre lot, combining comfort, style, and an unbeatable location. From the moment you arrive, mature landscaping and a welcoming entry set the tone for this well-maintained home. Inside, the open and inviting floor plan features a seamless flow between the living, dining, and family spaces—perfect for both everyday living and entertaining. The home showcases laminate wood flooring, ceramic tile, and plush carpeting, creating a warm and stylish interior. The kitchen is designed for gathering and functionality, offering rich wood cabinetry, elegant dark countertops, and stainless steel appliances, along with ample prep space and storage. Overlooking the main living areas, the kitchen makes entertaining effortless while keeping everyone connected. The split-bedroom layout provides privacy for the spacious primary suite, which offers a relaxing retreat with views of the backyard and pool area. The additional bedrooms are generously sized and ideal for family members, guests, or a home office setup. Step outside to enjoy Florida living at its finest with a screened-in private pool and covered patio, perfect for weekend gatherings, outdoor dining, or simply relaxing in the sunshine. The fenced backyard and mature landscaping create a peaceful outdoor setting. Additional highlights include: Two-car attached garage Updated fixtures and finishes Irrigation system and mature landscaping Open, functional floor plan ideal for modern living Located just minutes from the renowned dining and entertainment of Restaurant Row, residents enjoy shopping, golf courses, theme parks, and major highways. The home is also conveniently close to the Dr. P. Phillips YMCA and is zoned for sought-after schools including Dr. Phillips High School. This exceptional Dr. Phillips home offers the perfect blend of location, lifestyle, and comfort—a rare opportunity to own in one of Orlando’s most sought-after communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,252
Sqft
0.21 ac
Lot size
2
Garage
1996
Year built
One
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,370 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,370/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.5%
Days on market
140 vs 34 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Lake Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Sand Lake Cove — neighborhood snapshot
Population
852
Median age
33
Median income
$155,057
Median home value
$719,700
Avg household
3
Households w/ children
74%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the ORLANDO 32836 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7909 FERNLEAF DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7909 FERNLEAF DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7909 FERNLEAF DRIVE FAQs
What would the monthly payment be for 7909 FERNLEAF DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,370/mo — principal and interest, the actual property-tax bill, the $26/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7909 FERNLEAF DRIVE?+
The association fee works out to $26 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7909 FERNLEAF DRIVE?+
The most recent tax bill on record (2024) was $5,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7909 FERNLEAF DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $639,900, this home is listed about 64% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7909 FERNLEAF DRIVE?+
Sand Lake Elementary (elementary), Lake Buena Vista High School (high), Southwest Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORLANDO 32836 market on paper
$639,900 is 32% below the ORLANDO 32836 median of $944,000.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
140 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $675,000, now $639,900 — a $35K cut. The full history is in the market section below.
Listing courtesy of EXP REALTY LLC · Ali Partovi. MLS #V4947567.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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